Yes they can - there's a whole process they'd need to go through (repossession based on non-payment) and then they can sue you for the deficiency...

If an item on my credit report was removed on account of being a fraudulent account, how should I respond to being served?

I cannot give legal advice for what to do in another state, but in Texas, there are potential claims for the type of attempts to collect this debt...

Most of the time you have a claim against the specific dealership, as opposed to the national conglomerate, unless there is an issue regarding...

What could he do if I don’t sign a Release of Judgment for paragraph 5, of the Dissolution of Marriage, pertaining to his debt?

In Texas, contract law controls over divorce decrees. You never HAVE to sign anything.

How long is a debt judgment good for after the judgment Can the creditor renew the judgment?

10 years, but they'll have the option to re-up it for an additional 10 years.

Making it uncollectable is not likely with regard to student loan debt (which is protected to the point of not being able to be discharged in...

You are right to be concerned. The common practice is to update the bureaus with the date of last activity, in this case payment. What that will...

How long should I wait before I consider suing?

I usually give at least 15 days for someone to respond to a demand letter.

You can always apply for a secured credit card or another card where you have higher chances of approval. You may also call the current credit card...

Can the hospital put more than one account on my credit?

Your question is a bit off. Yes they can put multiple accounts on your credit - the bills can be segmented by service or physician, e.g., so they...