How can a credit bureaus justify keeping an adverse report active on your credit file for a seven yr span, when it is not valid?

Under the federal Fair Credit Reporting Act, Fair Credit Billing Act, and Fair Debt Collection Practices Act, only those items that are reporting...

I have a handwritten will. Can I file it with the county?

In order for a handwritten Will to be valid, it must be written completely in the handwriting of the Testator (the person whose Will it is). If any...

It depends who is checking up on you. Many employers and agencies will pull credit report or tri-merged consumer report as part of a comprehensive...

I have an account from 9/1/2006 on my credit report

Under the federal Fair Credit Reporting Act, Fair Credit Billing Act, and Fair Debt Collection Practices Act, only those items that are reporting...

Credit card debt not showing up on credit report.

If the debts are not reporting, do not poke the sleeping dragon in the eye. You will not want to put them on notice about your account that slipped...

Bankruptcy, Judgement and credit score

You may be able to have it removed before the 7 year mark. Here's how: Under the federal Fair Credit Reporting Act, Fair Credit Billing Act, and...

Need to satisfy a judgement but the company went out of business.

Your target/goal will dictate which weapons you use. The weapon you choose will dictate the movements you make. What is the reason you want to...

Best legal way to negotiate with a debt collector?. Any advice would be greatly appreciated.

Under the federal Fair Credit Reporting Act, Fair Credit Billing Act, and Fair Debt Collection Practices Act, only those items that are reporting...

I want to begin repairing my credit. Most of the negative items on my report are accurate. How can I fix it?

Under the federal Fair Credit Reporting Act, Fair Credit Billing Act, and Fair Debt Collection Practices Act, only those items that are reporting...

Motion to dismiss a suit since the 4 yr statute of limitations has been reached

You need to file an answer that includes the affirmative defense of Laches. State the supporting facts that delineate the 4 years that have...