If you paid the account off how did Chase get the judgment against you? If a judgment was entered you now have 2 issues. 1. How to get judgment...

I just found out a man stole my identity and I was paying for his insurance for many years, can I sue and get all my money back?

You should also request your credit reports from Equifax, Experian and Trans Union to make sure your reports are not mixed with another consumer.

The Fair Credit Reporting Act (FCRA) is a federal law that limits that the amount of time in which a derogatory debt may be reported by the credit...

Derogatory information may be reported for 7 years plus 180 from the date of the first delinquency. With time, the effect of the derogatory account...

Can we contest a paid medical bill that hit my husband's credit score?

The Fair Credit Reporting Act (FCRA) gives consumers the right to dispute credit report errors. Your dispute should be in writing and sent by...

How can a bank sue me or an account I never was conncted to?

Assuming you are not legally obligated to repay the debt, then you may have a counterclaim under the Fair Debt Collection Practices Act. If you...

Someone in a another state stole my social security & used it to open an utility account. How do I go about pressing charges?

How do you know someone stole your identity and used your social security number to open the account? Is the utility account being reported by...

What do i need to do to dispute things on my credit report that i have no idea where they came from?

Sounds like your are a victim of identity theft or have a mixed file. Have you received your credit report from Equifax, Experian and Trans Union?...

Going Through a divorce, found out my soon to be ex opened a charge card in my child's name

The Fair Credit Reporting Act provides consumers with the right to free credit reports and to dispute errors. Also as a parent, you have the right...

For a few years all my accounts went delinquent paid everything off or how long until my credit score is near 650 approx?

Keep your balances on your credit accounts below 30% of the credit limit. I other words, if you have a card with a $1000 limit, then you should...