Archived
Is it legal to run a pre-employment credit report on an applicant in Illiones when they have signed a release giving permission
Micah's answer
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Answered on February 24, 2014
The Fair Credit Reporting Act governs authorizations to use consumer reports (background reports) for employment purposes. The employer's...
Archived
Can my employer be sued? Their website was hacked and all of their employees had their social security numbers on public display
Micah's answer
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Answered on February 18, 2014
Maybe. Employers who collect personal identifying information, such as Social Security numbers, owe employees a duty to protect their confidential...
Archived
My father is using mine and my sisters ssn and ifo. For use in purchases and living quarters. He keeps going into hiding can't
Micah's answer
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Answered on February 13, 2014
The Fair Credit Reporting Act (FCRA), provides victims of identity theft with rights and remedies under federal law. For example, you have the...
Archived
I recently been affected by Identity fraud and have been dealing with a Verizon Wireless Nightmare, should I seek legal action?
Micah's answer
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Answered on February 12, 2014
The Fair Credit Reporting Act (FCRA) is a federal law that provides consumers with the right to a free report and the right to dispute credit...
Archived
Is this considered identity theft?
Micah's answer
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Answered on February 12, 2014
It may be identity theft if the "friend" used your husband's personal identifying information without your husband's knowledge or consent to access...
Archived
Is this financial identity theft?
Micah's answer
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Answered on February 11, 2014
Yes. Identity theft occurs when someone uses your personal or financial information without your knowledge or consent.
The Fair Credit Reporting...
Archived
My ex husband used my personal info to open credit card account in my name. How do I get this debt transfered to his name?
Micah's answer
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Answered on February 11, 2014
You may consider filing a declaratory action for a judicial determination that the account was opened by an impostor or disputing the account...
Can I sue Best Buy?
Micah's answer
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Answered on February 11, 2014
In addition to Dan's answer, I would add two things: (1) You have rights under the Fair Credit Billing Act; and (2) that the unauthorized use of...
Can I sue an employer who continues to employ someone using my identity after social security has warned them?
Micah's answer
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Answered on February 11, 2014
You may have the right to sue the employer under a negligence theory, such as negligent hiring theory, but if the impostor employer has proper...
Archived
My Credit report has an account that has a charge off for $16k and is not mine the Creditor will not remove it what can I do?
Micah's answer
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Answered on February 03, 2014
It is is unclear from your post whether you disputed the account with Equifax, Experian and Trans Union. It is also unclear whether you included...