Archived
I have been summoned from a creditor's lawyer in the amount of 464.00. really? What is an Alias Summons?
Michael's answer
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Answered on June 18, 2013
Unfortunately, they can just post a court date on your door. An Alias Summons means that they simply couldn’t get you served on the first try. ...
Archived
What is the SOL for unsecured credit card debt in WA State? Does the SOL start with the original credit card company?
Michael's answer
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Answered on May 28, 2013
Let me start by saying that I don't practice in Washington state and that you should consider going to http://www.naca.net/find-attorney and find...
Archived
Can I be charged with check fraud and criminal fraud for failure to pay back a pay day loan?
Michael's answer
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Answered on May 28, 2013
Or a consumer attorney. Attempts to collect a debt are governed by a Federal law known as the FDCPA. Save all of those letters and consider going...
ATTORNEY PLACEMENT PENDING, what should I do!
Michael's answer
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Answered on May 28, 2013
Before I went and filed Bankruptcy, I'd call a Consumer Attorney. They may very well refer you to a Bankruptcy attorney, but there are reasons to...
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Archived
How to stop pay day lender from calling my job
Michael's answer
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Answered on May 28, 2013
I agree in principle with everything that Ms. Polnick said, but the specifics are a bit different. While it is true that calling your work after...
Archived
I settled with an unsecured creditor and the settlement agreement only includes a "general release", do I need something else?
Michael's answer
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Answered on May 24, 2013
I agree with the other attorneys. I also thisn you need to have something in there about how this debt will be reported to the CRAs. I suggest...
Archived
How harmful can be a debt posted by a debt collector in the credit report?
Michael's answer
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Answered on May 24, 2013
I am not sure I completely understand your question. Are you saying that the bill is for $15,000 and you are trying to offer $1-5 in and attempt...
Archived
Can my wages be garnished for paid school loan? My tax return was intercepted to pay
Michael's answer
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Answered on May 23, 2013
That sounds strange. Student loans are considered consumer debts. Attempts to collect a consumer debt are governed by a Federal law known as the...
Archived
Northcash payday lender which is based out of montana is not licensed in kansas but they are american indian
Michael's answer
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Answered on May 23, 2013
I assume you are talking about a Supervised lending license? they don't need a license to lend you money, they need a license to collect it using...
Archived
I would like to speak to the attorney of the law firm/ debt collection agency that is suing me not their customer agent.
Michael's answer
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Answered on May 22, 2013
There is little incentive for them to talk to you. My suggestion is to go to http://www.naca.net/find-attorney and find an attorney in your area...
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