Archived
Attorney firm and debt collector attempting to recover debt from the same account. Payments being made currently.
Michael's answer
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Answered on December 23, 2013
Theoretically it could legal for the 2 to be collecting at the same time, but it is sounds strange to me that both are pursuing you on the same...
I am being sued by two companies, Midland Funding and Calvary Portfolio, for unsecured debts. What are my options?
Michael's answer
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Answered on December 23, 2013
I agree that an attorney is needed to look at your case. Before filing bankruptcy, I'd call a Consumer Attorney. They may very well refer you to a...
Archived
I have filed for bankruptcy, Does a CA have to show that an account included in the bankruptcy is in bankruptcy on my Credit Rpt
Michael's answer
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Answered on December 18, 2013
If there is incorrect information on your credit profile, an attorney may be able to help. The FCRA (Fair Credit Reporting Act) is a complicated...
Archived
My husband has court in the morning, due to all the bad weather, cant make it. what do we do?
Michael's answer
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Answered on December 16, 2013
Not going at all risks a Default Judgement against you. Calling ahead may help, some courts offer same day continuances. The one thing you don't...
Archived
Will the below deal hold up legally or can they still come after the remainder?
Michael's answer
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Answered on December 16, 2013
Attempts to collect a debt are governed by a Federal law known as the FDCPA. Save all of those letters and emails and consider going to...
Archived
Should I sign a whole new set of loan papers if I was told I had a loan with 1 co. and now they say it's with a different one?
Michael's answer
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Answered on December 16, 2013
I hear of this happening somewhat regularly, and often, there is not a legitimate business reason for it.
There are a couple of quick...
What can I do if they put a lien on the wrong persons house?
Michael's answer
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Answered on December 11, 2013
It is also likely an unlawful attempt to collect a debt under 15 USC § 1692, otherwise known as the Fair Debt Collection Practices Act.
Archived
I have a repossession on my credit, and I need some advice on how to get it removed from my credit score.
Michael's answer
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Answered on December 11, 2013
Wow, that is pretty fast. Is it showing as an order of Replevin or a Repossession? Does the account show paid or is there still a balance owed? ...
Archived
I need to hold payment on several internet payday loans. Do I have any options?
Michael's answer
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Answered on December 09, 2013
It is very hard to say what your options are at this distance. Every payday lender has a different contract. Those contracts control what your...
Archived
Debt Settlement or Debt Consolidation?
Michael's answer
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Answered on December 09, 2013
Debt consolidation or Debt Settlement is likely not even something you want to consider. I have heard a good rule is that if you have unsecured...
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