Who is a good pay day loan consolidation company? My husband has two payday loans and wants to consolidate both for low pymt.

Debt Settlement questions aside, have a consumer attorney familiar with Payday loans look at your contracts. Some of these lenders play a little...

I am disabled and live on $870 from social security which is directly deposited into a bank. There is a judgment against me .

SSI Funds are exempt, as you know, so long as they are not mingled with any other funds. But you have a more immediate concern: Does your bank...

Can a collection agency go after you for a debt the credit card company has written off as a bad debt.

Yes, they can collect. But there are limits. There are a lot of moving pieces when it comes to this type of question. Who owns the debt? Is it...

Can I file a class action against a credit card co. for charging me a 9.95 acct maint. fee for a acct that they closed in 2008?

I hate to disagree with the other Lawyers, but this sounds a little strange. They are likely correct that you are not allowed to bring a class...

What is the Statute of Limitations on a Pay Day Loan in Missouri

Theoretically, it is 10 years if it is a Promissory note. However, some loans are structured as if it was open ended and therefore it could 5...

Can you get garnished for a credit card that was from 11 years ago?

There are a lot of moving pieces when it comes to this type of question. Who owns the debt? Is it still in the original creditors hands or has it...

I am very sorry to hear about your situation. A number of things are possible depending on a few details. However, let's start with the most...

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Can't trade in old car due to current finance company not reporting to credit bureau. What to do?

If there is incorrect information on your credit profile, an attorney may be able to help. You have put a lot of effort into this and so far the...

How do I dispute something on my credit report that is not mine?

Your sister could be a victim of something called a "mis-merged" credit profile. While it is true that she can dispute entries that she believes...

How do I make a legally binding final settlement for a lesser amount with a credit card account?

There are a lot of moving pieces when it comes to this type of question. Who owns the debt? is it still in the original creditors hands or has it...

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