Stanley Love Tate III

I have nothing but rave reviews for Mr. Tate and his team!! I got sucked into a predatory loan back in 2007, and had just been paying on it with a recurring monthly payment for years. One day last year I decided I should be almost done with the loan and decided to look into it. I discovered that I... had not only already paid almost two and one-half times the original loan amount, but STILL had a balance of about one and one-half times the original loan amount. I could not believe my eyes! That is when I started looking for help and found Mr. Tate. He responded right away and gave me his assessment of the situation and what he thought he could do for me. I did my due diligence and spoke with my accountant as well as 3 other lawyers, ALL of whom would not take the case until I was being SUED for defaulting on the loan. I did NOT want to have that hanging over my head! I also did not want to default and hurt my credit, but decided to move forward with Mr. Tate and use a friend in the credit repair business to help clean up my credit. Mr Tate and his team went to work immediately and I had a settlement offer from Navient within 3 weeks…..at about 30% LOWER than Mr. Tate had originally estimated he could get! Needless to say, I am thrilled to have this behind me and would recommend him to ANYONE needing help with predatory student loans!

Stanley failed to inform his clients of the Oct 31, 2022 deadline to consolidate loans because he misread government documents. Some of us are now unable to apply for Biden’s debt forgiveness. On some calls with Stanley there is background excruciatingly painful background noise. There have been drop...ped calls. Sometimes he calls late. Stanley is not a professional and the services he charges for are offered for free by the Institute of Student Sloan Advisors. Better to go with the professionals instead of the amateurs. This is one guy we can do without.

After finding out about Mr. Tate’s service through social media, I contacted him and hired him to shepherd the upgrade of my student loans out of default status. My loans have now been consolidated, they are current, and my rates are low and payments are very manageable. Mr. Tate was very profe...ssional, personable, and patient (when I was not timely in my responses/ submissions). I highly recommend his services; I am a verified customer!

If you need help with a student loan situation, Tate is your guy. My only regret is that I didn't meet him sooner. From scheduling a consultation to completing the settlement, he made the process simple. Tate is an absolute professional - very competent but also friendly. He put me at ease in an othe...rwise very stressful and uncertain situation. Tate set clear expectations up front and remained in regular communication throughout the process, which for me took several months. Everything he told me in our consultation that he anticipated would happen basically happened that way. He deals with these situations a lot and it shows. He managed to negotiate my settlement for even a little lower than he originally estimated (44.5%). Don't get me wrong, the settlement amount was still a lot of money considering I'd already paid back the amount borrowed to begin with. That had nothing to do with Tate though. He helps you work through the REALITY of the situation. It doesn't mean the situation is pretty. If you weren't feeling trapped in a hole you can't climb your way out of, you probably wouldn't be considering his services, right? :) I tried strategically defaulting (unsuccessfully) on my own in 2016. The lowest offer I ever received from the creditor was 67% of the balance. That was after months of regular phone calls, them calling my family, etc. It was awful. I strategically defaulted again in spring 2019 and after a couple of months of going at it alone again with no success, I found Tate's website. It's exhausting talking to these folks, even once a week. They run through the same script over and over. At that early level of collections, you're not getting anywhere with them anyway. The process consumes your energy that is better spent on things that will actually produce a positive result in your life. Within a couple of days of finding his website, I had a consultation and he'd outlined a plan moving forward. As soon as we had an agreement in place, he took over all communication with the creditors and they stopped calling me. This alone was such a relief. I really stopped thinking about it except when he updated me. Because he was so good about communicating, I sort of knew what time frames to expect. People can try to go at this alone, but with near certainty most people would not be able to produce the same result as Tate. The fact that he's an attorney and you've hired him tells the creditors you're over it and doing something different. He is familiar with all of the creditors, their collection units and even many of the people in each unit. I have no doubt that his representation 1) expedited the process, 2) improved the result, and 3) preserved my sanity and 4) gave me peace of mind about my future. If you're realistic about your situation, then Tate can help you better than you can help yourself. It's really that simple. I hope this helps someone. I am so thankful I found him and he helped me resolve this issue that has weighed on me for so many years, despite trying to pay off the loans in good faith.