We have not found any cost information for this lawyer
I’m a student loan lawyer and bankruptcy attorney in St Louis MO (see here). I help people with student loans stop stressing about how they're going to pay their loans. I educate them. I give them a plan. And I'm always there for them. Just one phone call away.
Helping folks with their student loans is my life's work.
Student Loan Forgiveness + Cancellation
I review borrowers student loans to see if they qualify for various student loan forgiveness and cancelation options. For example, I check to see if they qualify for:
- Public Service Loan Forgiveness
- Income-Driven-Repayment forgiveness
- Loan Repayment Assistance Programs
- Profession based forgiveness (teachers, medical professionals, etc.)
- State-based forgiveness programs
I also review if their loans can be canceled because they are totally and permanently disabled, or they attended a school that's now closed or if they left school and didn't get a refund.
In short, I'm going to do all that I can to try and get your loans eliminated. (Read more here.)
Student Loan Repayment Plans
I also help people lower their monthly payment on both their federal and private student loans. With me, you're guaranteed to get the lowest monthly payment possible on your federal student loans. And with your private loans, I promise I'm going to fight to get you a payment you can afford.
Student Loan Settlement
Another thing I do for people is help them settle their federal and private student loans. Admittedly, with federal student loans settlements are rare. They're hard to come by. And when you can get them, the borrower usually has to come up with a lump sum settlement that's equal to his principal.
Not a good deal at all.
But with private student loans, the story is different.
Good settlements can be hand. I've had some clients settle their private loans for .25 cents on the dollar. Most though end up settling between .40 and .65 cents on the dollar.
I'm super proud to say that in the past year, I've made a difference in my clients lives. After I settled their debt, they no longer stressed about how they were going to pay back all those thousands of dollars. They could now focus on enjoying life and becoming the best version of themselves.
My commitment to clients
But for clients, I wouldn't have the life that I have. I'm so thankful for that. To think, I'm just a kid from the south side of Chicago. Now I'm out here helping people deal with this nation's biggest financial problem.
This life is amazing. I truly appreciate the opportunity my clients give me. They hire me to help. They trust me to do my job well. I respect them for that. And I'm committed to doing just that.
My process
The first thing that will happen is that you'll contact me and explain your problem. I'll listen intently because every case is unique. I'll also ask a bunch of questions to make sure I understand exactly what's going on.
During that call, I'll tell you whether or not I can help you and how much I'm going to charge you. Usually, that cost will come in the form of a flat fee, which can be paid in one lump sum or via a payment plan. (If you choose the payment plan, the cost goes up slightly.)
If we agree on the price and the scope of the work you want me to provide, we'll schedule an appointment. That meeting can take place in person, over the phone, or with Skype. I'm flexible.
Most times, I'll be able to solve your student loan issue during that phone call. If that's not the case with you, I'll let you know how long I think the process will take. I'll give you my personal number so you can reach me directly to find out what's going with your case.
Look, here's what you need to know:
I got your back.
2
Practice Areas
13 years
13 years | 100 cases
We have not found any cost information for this lawyer
Quickly connect with top attorneys through our legal directory to get help with your legal issue.
Chat with a live agent who can match you with the right attorney for your legal needs.
Chat withState: Missouri
Acquired: 2014
No misconduct found
745 Old Frontenac Square, Suite 202, Frontenac, MO, 63131
32 Client Reviews
Showing 1 - 5 of 18 reviews | Case Results
Posted by Rebecca | December 31, 2025 | Hired Attorney | Bankruptcy & Debt
Reasonable, responsive, and effective!
I have nothing but rave reviews for Mr. Tate and his team!! I got sucked into a predatory loan back in 2007, and had just been paying on it with a recurring monthly payment for years. One day last year I decided I should be almost done with the loan and decided to look into it. I discovered that I...
Posted by Kimberly | November 02, 2025 | Hired Attorney | Bankruptcy & Debt
Drowning in student loans-Tate Law can help
When we hired Tate Law we were at the point of not knowing what to do about our Parent Plus Loans. The payment was a ridiculous amount that we just couldn’t pay. I read reviews and thought what can it hurt. We had a consult and went from there. The process was long, but they were with us every step o...
Posted by anonymous | January 09, 2024 | Hired Attorney | Debt Settlement
Tate is the Real Deal
I just got an email from the Department of Education that my 225K student loan forgiveness is being processed. I hired him last year and he explained in clear and simple terms exactly what I needed to do, even processing the forms for me. He predicted exactly what would happen, reassured me when I ...
Posted by Jodi | August 19, 2023 | Debt Settlement
Excellent, Honest, Intelligent Attorney Tate
Making an appointment to speak with Attorney Tate was the best decision I ever made! Don't hesitate. I enjoyed following him through the student loan cancellation journey. His knowledge and willingness to share with us was exemplary. I followed his advice, from consolidating loans to filling out form...
Posted by Blake | November 07, 2022 | Hired Attorney | Debt Settlement
Overrated
Stanley failed to inform his clients of the Oct 31, 2022 deadline to consolidate loans because he misread government documents. Some of us are now unable to apply for Biden’s debt forgiveness. On some calls with Stanley there is background excruciatingly painful background noise. There have been drop...
I informed all of my clients directly about the Halloween deadline to qualify for the PSLF Waiver. I've also sent out a weekly newsletter for the past year, informing all subscribers about the date. The Department of Education joined me in my effort as well. They sent out several emails, tweets, and letters to millions of borrowers, letting them know the deadline was approaching. Student loan servicers all did the same. It's unfortunate that you or some other person haven't yet applied for Biden's debt forgiveness, which is a totally different program BTW. But there's still time to do that. The deadline for that program doesn't end until next December. Betsy and her team at the Institute of Student Loan Advisors are great. I hope you find success with them.
"Stanley is one of the smartest and kindest lawyers you will get to meet in your life. He's a pleasure to work with and he genuinely cares about his clients. And there are not many lawyers in the country who are as thorough and expert in their understanding of student loan law."
Bankruptcy and debt lawyer
2014 - Present
Attorney, Tate esq llc
2013
JD - Juris Doctor
2004
BS - Bachelor of Science
N/A
JD - Juris Doctor
English