How do I stop garnishment for a debt I already paid?

You probably need to hire a lawyer. It sounds like you need to file a Motion to Quash the Garnishment. You will need to provide proof of the...

How can i avoid calls from a collector?

To sue you they have to serve you. In all likelihood this is just a tactic to get you to pay. I would ignore until such time as you actually are...

My spouse and I jointly own our home. If I choose to file bankruptcy, can I keep my home and car if the payments are up to date?

You should consult an experience bankruptcy attorney. Depending on your debt, Tenants by the Entireties may protect your home. Do not try to do...

There isn't enough information to tell you whether Chapter 7 would be a viable option. There are numerous factors, such as equity in your home that...

How can I save my home even after it was foreclosed and I had no knowledge.

There is no easy answer to this. You need to immediately talk to an experience attorney. If the foreclosure sale has already happened you may need...

Can my tax refund be taken or used against me when filing for a chapter 7 bankruptcy?

Your tax refund could be taken by the Chapter 7 trustee and used to pay your creditors. It would depend on the exemptions you have available.

How how can I deal with an old judgement with no money currently available?

Yes, they can garnish the new account. You may have exemptions that limit what they can take.

Can you collect monetary judgement when rent-and-possession cases are served by “posting” in St Louis county Missouri?

Posting only give jurisdiction for possession of the premises and not a monetary Judgment. Likely there is no such thing as paying their share....

Lawyer filed suit on credit card

There is not enough information to answer your case. Was the Judgment set aside, was a garnishment quashed. Procedurally there isn't enough...

What happens if I cant show up in court for a debt collection?

If you have been served and do not show up to court they can/will take a default judgment against you. This will allow them to start collections,...