I borrowed some money from this loan place and she keeps harassing me even though I pay something even if I send them 40 I did ?
Michael's answer
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Answered on December 19, 2019
Unfortunately, paying what you can does not work unless the creditor agrees. You are bound by the terms of the written agreement and if you don't...
Archived
Lawsuit against a bank?
Michael's answer
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Answered on November 21, 2019
There is not enough information to make any recommendations. Reading between the lines I would guess that what the bank is talking about is a...
Archived
How much does it cost for an atty to get my name off of a car that I cosigned on & he is not making payments?
Michael's answer
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Answered on November 20, 2019
When you co-sign a loan both people are legally obligated on the loan. Never co-sign a loan unless you are willing to pay it. The only way to be...
Archived
How to have a default judgement removed that was included in a bankruptcy?
Michael's answer
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Answered on September 10, 2019
Your personal liability was discharged in the bankruptcy. Any lien that my have attached prior to the bankruptcy would remain unless stripped...
Can I walk away from a non reaffirmed car loan 2 1/2 years past discharge?
Michael's answer
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Answered on September 03, 2019
If you did not reaffirm the debt you can just walk away. If you want to keep the car a Chapter 13 might be an option.
I want to refinance a mortgage that wasn't reaffirmed in a 2012 bankruptcy. I was told I need to reaffirm the loan to refinance.
Michael's answer
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Answered on August 30, 2019
There is no reason to reaffirm a mortgage. The lender is likely just saying you cannot refinance because you are no longer personally liable on the...
Archived
I am going to court over a medical bill by a collection agency what can happen ?
Michael's answer
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Answered on August 07, 2019
They can obtain a Judgment if you do not show up or if they prove your case. Once a Judgment is obtained they can attempt collection. I would...
Archived
What does an Order of Dismissal (Dismissed without Prejudice for Want of Prosecution Mean?
Michael's answer
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Answered on August 05, 2019
You can appeal the dismissal but since you didn't show up as Plaintiff how was the Court wrong? By continuing the lawsuit while the Defendant is in...
Archived
How can a creditor file a new garnishment order almost 7 years after the last order?
Michael's answer
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Answered on July 30, 2019
A Judgment in Missouri is valid for 10 years from the date of last payment and can be revived. The creditor does not have to actively collect and...
Archived
My wages are garnished at 25%, but I filed as head of household and in Missouri you can only garnish HOH at 10%. What do I do?
Michael's answer
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Answered on July 08, 2019
You have to file a document with the Sheriff/Court claiming head of household. You should probably consult an attorney to make sure that it is done...
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