On a payment plan for a payday loan, I have a bankruptcy lawyer that wants me to stop paying it but should i?
Michael's answer
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Answered on March 09, 2022
Talk to your bankruptcy lawyer. That is the reason you hired them. They can explain the dishonest tactics that debt collectors and payday places...
Have a court date AUGUST 5 2021 FOR A DEBT IN CLAY COUNTY MISSOURI THE DEBT AMT IS 15,269.65 WE ARE ALREADY IN PAY BACK DEBT REL
Michael's answer
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Answered on July 21, 2021
Being in a "debt settlement" program does not prevent a creditor from suing you. If they are not being paid they have the absolute right to sue...
How long is a judgement for car repossession active?
Michael's answer
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Answered on July 12, 2021
A Judgment if valid for 10 years in Missouri and can be revived.
Will i get my truck back if ford company had it towed.I got behind on my payments so they garnished my check its paid off,
Michael's answer
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Answered on July 08, 2021
In all likelihood you will not get the truck back. Following repossession the vehicle is sold and if it sells for less than is owed you owe the...
Can they?
Michael's answer
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Answered on June 22, 2021
This is a perfect example of why you show have gap insurance. Like Mr. Borengasser said, whether you still have the truck doesn't matter. You are...
How can a trustee pick and choose which 6 months of income to use?
Michael's answer
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Answered on March 11, 2021
The means test is generally based upon the last 6 months of income, excluding the month filed. If there is a change of income then it can be also...
How does a joint marital checking account get frozen over a debt for one of the marital persons?
Michael's answer
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Answered on October 07, 2020
If you own the account jointly with your husband it is probably "tenants by the entireties." This offers special protection for spouses. If the...
Can I be served through a voice mail?
Michael's answer
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Answered on October 07, 2020
Sounds like a scam. You cannot be served by voicemail or telephone.
In Missouri, can a debt collector put a lien against an automobile that is paid off?
Michael's answer
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Answered on September 02, 2020
They probably cannot put a "lien" on the car. They can have the Sheriff "execute" on the car and have it sold at auction to satisfy the debt.
Can a auto loan company try to come get a vehicle that was in a bankruptcy ch 7 after discharged?
Michael's answer
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Answered on September 02, 2020
First, you should talk to your bankruptcy attorney. As a general rule your liability on the debt is discharged in the bankruptcy but the lien on...
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