Moved into a new apartment and didn't pay rent. Landlord asked me to leave and I did. Now collection agency after me to pay.

You apparently failed to obtain a releas from your rental obligation on the co-signed apartment lease when you left. That was a mistake.

I have two liens on my present home. Im making the payment to the 1st, but second lien was a SBA loan and it was for collateral

You wrote, "If I fully [pay] my 1st loan ..., Can the 2nd then force a sale to collect their money?" A: Yes, by foreclosure.

Is there a statue of limitation if I find numerous mathematical errors in the calculation of my HOA assessment debt over 10 yrs.

A Statute of Limitations ("SOL") for bringing a claim is based on a calculation of time passed. The calculation of balance is a question of...

How do i handle TU missing history issue? Should i find a lawyer if so who?

It is unusual and does sound like some confusion/reporting error. But you are going to have to wait for the investigation report to decide what,...

If I am able to set aside default judgment due to improper service. will we receive credit for payments by other defendants

You wrote, "If I am able to set aside default judgment due to improper service. will we receive credit for payments by other defendants?" A: You...

My husband and I have been living apart for 4 years. I have several credit cards in my name only. Do these have to be disclose

Your credit card debt must be disclosed in a Chapter 7 filing that is under your name. As to the real estate, having the title currently in his...

You cannot take them to small claims for an action that lies under the Fair Credit Reporting Act (FCRA) , if any action lies at all. Consult a...

If I filed chapter 13 in 2009 and my mortgage has continued to be paid, even though the mortgage was dismissed am I still liable

If foreclosure occurs before your Chapter 13 discharge, the mortgage loan debt will likely be discharged. Consult a local attorney.

Can credit card companys force you to pay them back if they loose you account and been years

The Statute of Limitations ("SOL") for bringing a claim may have run out.

Can my wages be garnished if I am on transitional ma, my children are on ma?

A judgment is necessary to garnish your wages.. If the Creditor had a judgment they would bypass the "demand letter" and simply garnish. I...