Archived
If my bankruptcy lawyer didn't send me reaffirmation letter to my bank that owns my bank can I get them removed from my title?
Gary's answer
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Answered on August 11, 2013
Look at your title: if it shows a lien you must get the lien holder to release the lien before you can transfer clear title.
Bankruptcy relieved...
Archived
2 yrs post chap 7 discharge 8/5/13, property vacated 12/2011, NO NOTICE of what's going on!
Gary's answer
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Answered on August 11, 2013
The lender does not seem interested in foreclosing , you might offer a deed in lieu of foreclosure or wait for a tax sale.
Archived
What are the Federal exemptions to SS garnishment by a creditor?
Gary's answer
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Answered on August 11, 2013
See 42 U.S.C. § 407 : US Code - Section 407: Assignment of benefits
Archived
Can my tv and lap top be repossessed if I am 2 months late and owe $240.00?
Gary's answer
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Answered on August 10, 2013
If the lender has a PMSI (Purchase Money Security Inteerst) it holds a right of repossession of the collateral under contractual law, subject to...
Archived
Do I qualify for statue of limitations?
Gary's answer
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Answered on August 10, 2013
The contract controls the governing law. For a SOL, subject to any superseding statutory enactment.
Archived
I am a scopist. I have several thousand dollars worth of outstanding invoices from court reporters not paying.
Gary's answer
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Answered on August 10, 2013
"Scopist" is a word tha t does not exist in any resource I researched: I don't know what services you provided.
Nevertheless, From your recital...
Archived
My wife had gotten a few credit cards under my name, without authorization. I want whats left out of my name. Long Island N.Y.
Gary's answer
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Answered on August 10, 2013
Implement a credit freeze with the Credit Reporting. Agencies.
Archived
Want to sell my house but did not reaffirm in the bankruptcy.
Gary's answer
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Answered on August 10, 2013
Although you can sell, a short sale might be an issue if you do not have sufficient equity to sell at a profit after deducting costs of sale.
Archived
Why! can't obtain a credit report.?
Gary's answer
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Answered on August 10, 2013
You wrote, "Why! can't obtain a credit report?"
A: You are not born with a credit report, nor is it an inalienable right.
You may simply not...
Archived
What options do I have for getting my deposit returned on a rental house? Landlord is in foreclosure and bankruptcy.
Gary's answer
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Answered on August 10, 2013
File a claim with the bankruptcy court.
Do not expect to collect.
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