Tom educated me, a parent of two sons, about the value of a trust to ensure that my sons, who are my heirs, inherit my estate as part of a seamless process. Before sitting down with Tom, my knowledge of trusts was quite limited. I had assumed that trusts were designed for wealthy people, not for a middle class family. Now that I understand how a trust protects a family's assets and guides the distribution of those assets, I wonder why no one recommended a trust previously. Not only did Tom provide a clear, straightforward explanation of trusts, he also provided a binder holding all of the necessary information and forms that I would need in order to take this important step on behalf of my family. A final note: Tom makes house calls.