If you start with a ch7 BK, can you always convert to a ch13 , and if not, under what conditions is such conversion proscribed?

You will be allowed to convert to 13 unless you have filed in bad faith (for ex. concealed assets). But if you are planning to have an option to...

Bankruptcy question

You would have to file Chapter 13 this time, but you should wait to file until 4 years have lapsed from the filing date of the previous Chapter 7. ...

Foreclosed in 2007, chapter 7 same year. judgement filed 2017 for HELOC. Is there a SOL on HELOC?

If you filed for Chapter 7 and received a discharge, your HELOC should have been discharged. The creditor is likely violating the discharge order...

Re: Chapter 7 Bankruptcy, If I get income after my filing date is that free for me to use and keep ???

Income received after filing bankruptcy is generally exempt, with some very limited exceptions. Your social security is completely exempt. You...

When the income is below median, the commitment period is a minimum 36 months, but a maximum of 60 months. You can always file a 60 month Plan if...

How do I do a rent to own contract, and make sure she doesn't go "house shopping" once her credit is clean?

If she can buy the property in 7 months, I would not mess with contract for deed. Contract for deed will be too expensive to set up to justify for...

What is an average cost for a house sale?

If you are asking about attorney's fees, generally a flat fee is charged, which could range between $350-$700. The reason it is relatively...

Your check cannot be garnished while you are in Chapter 13, but you can be sued by the landlord for breaking the lease. If the landlord obtains a...

Yes, you can file for Chapter 13 bankruptcy to prevent a tax sale, as long as you do so before the date to redeem has expired, but the tax debt...

Who is liable for a slip/fall on a home during a real estate showing in Illinois?

The owner of the home would be liable for negligence. An investigation might show that other parties are at fault as well. At a minimum, the...