Seller is trying to sell house that also includes a 3rd lot (but her name is not on the deed or tax bill.) Is this legal?

It sounds like you are buying the 2 lots and non-binding verbal permission to use the beach. The seller cannot convey to you what she does not...

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Must a house be inhabitable to execute a deed-in-lieu?

You're on the right track. If you can get a deed in lieu approved, you won't owe the lender a deficiency. But a deed in lieu generally requires...

I filed a chapter 7 in 2011 it was discharged in 2012 can I file a chapter 13 now?

Yes. Actually you can almost always file a 13, but the question is whether you would be eligible for a discharge in your 13. The answer is yes,...

If you start with a ch7 BK, can you always convert to a ch13 , and if not, under what conditions is such conversion proscribed?

You will be allowed to convert to 13 unless you have filed in bad faith (for ex. concealed assets). But if you are planning to have an option to...

Bankruptcy question

You would have to file Chapter 13 this time, but you should wait to file until 4 years have lapsed from the filing date of the previous Chapter 7. ...

Foreclosed in 2007, chapter 7 same year. judgement filed 2017 for HELOC. Is there a SOL on HELOC?

If you filed for Chapter 7 and received a discharge, your HELOC should have been discharged. The creditor is likely violating the discharge order...

Re: Chapter 7 Bankruptcy, If I get income after my filing date is that free for me to use and keep ???

Income received after filing bankruptcy is generally exempt, with some very limited exceptions. Your social security is completely exempt. You...

When the income is below median, the commitment period is a minimum 36 months, but a maximum of 60 months. You can always file a 60 month Plan if...

How do I do a rent to own contract, and make sure she doesn't go "house shopping" once her credit is clean?

If she can buy the property in 7 months, I would not mess with contract for deed. Contract for deed will be too expensive to set up to justify for...

What is an average cost for a house sale?

If you are asking about attorney's fees, generally a flat fee is charged, which could range between $350-$700. The reason it is relatively...