Given how recent the charges are, you're likely to get dischargeability objections from the creditors if you file right away. You're better off...

Am I immune from the ramifications of a short-sale or foreclosure 11+ years after chapter 7?

If you didn't reaffirm your mortgage in your Chapter 7, you are no longer personally liable for the mortgage debt and you cannot owe a deficiency...

Can I sale my home to a family member using a quitclaim?

Yes you can. Actually Quit Claim just means you aren't making any promises or warranties as to the property to your buyer. If you are going to...

I filled for chapter 13 in Chicago two years ago and would like to try and convert to a 7, do I need to use same attorney?

You are free to discharge (fire) your attorney at any time, and hire a different attorney for conversion to Chapter 7. It is possible that your...

I need to file a chapter 13 , do I have to include what I get to Care for the foster kids with as part of my income??

Yes, you do, but the income can be offset with the expenses that you have to care for the foster kids. Good luck with the case.

How long can I stay in my home without paying the mortgage when my mortgage was not reaffirmed in bankruptcy?

I think you may mean that you filed Ch 7, not Ch 13. There is no deadline for staying in the home after not reaffirming. As long as you...

Chapter 13 in illinois?

If you have a divorce settlement which requires you to pay for the car, then the trustee will not object to this being included in your Plan. If...

Seller is trying to sell house that also includes a 3rd lot (but her name is not on the deed or tax bill.) Is this legal?

It sounds like you are buying the 2 lots and non-binding verbal permission to use the beach. The seller cannot convey to you what she does not...

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Must a house be inhabitable to execute a deed-in-lieu?

You're on the right track. If you can get a deed in lieu approved, you won't owe the lender a deficiency. But a deed in lieu generally requires...

I filed a chapter 7 in 2011 it was discharged in 2012 can I file a chapter 13 now?

Yes. Actually you can almost always file a 13, but the question is whether you would be eligible for a discharge in your 13. The answer is yes,...