Archived
I was contacted today by some very gruesome sounding people re: a payday loan that I didn't repay in 2009. Statute of limit ?
Michael's answer
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Answered on April 01, 2014
The more aggressive the tactics, the less of a chance they are collecting a legitimate debt. Per nolo.com, the Kentucky Statute of Limitations is...
Archived
City of chicago file motion to dismiss Automatic Stay lift
Michael's answer
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Answered on April 01, 2014
Here in Chicago, there has been a rash of people filing bankruptcy just to get their car out of the pound or get their driver's license back. The...
Archived
Are there any debt attorneys?
Michael's answer
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Answered on April 01, 2014
Any sort of debt settlement involves persuading the creditor to take a deal instead of going through with collections. Cash now is a better...
The plaintiff in our civil lawsuit won't take my judgement payment. I have a cashier's check in full for the amount owe ($5000)
Michael's answer
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Answered on April 01, 2014
Sounds strange unless there's already some bad blood between you or the lawyer thinks you owe more than $5,000. But, if all you have to do is ...
Archived
Can the Distric Clerk deny me a payment plan on my court costs? I am on SSI and it is my only income, and I owe about $10,000.
Michael's answer
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Answered on April 01, 2014
you have a couple problems here. A driver's license is generally viewed as a privilege, and court costs can be tied up with the government's powers...
Archived
Can I file a Lender Liability Suit for wrongful following of a Ch 11 agreed court ordered plan?
Michael's answer
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Answered on April 01, 2014
You can certainly get the court to enforce the plan and any orders that were entered. I suspect you will run into arguments that your plan does not...
Archived
Can I ask a refund from a lawyer?
Michael's answer
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Answered on April 01, 2014
You are entitled to a refund of unearned fees. The lawyer is entitled to charge for the time he put in. Hopefully you will get some of the money back.
Archived
How do I word a motion in opposition for summary judgement? And what recourse do I have to fight a debt collector?
Michael's answer
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Answered on April 01, 2014
Summary judgment means there are no issues regarding the facts so unless you came up with something showing their numbers are wrong or they are the...
Archived
Will a bank take a house in lieu of the mortgage?
Michael's answer
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Answered on April 01, 2014
The short answer is the bank weighs its options to decide how to proceed. Any second mortgage or lien on the property usually kills any deed in...
Archived
We are fallen behind in our mortgage which we are in chapter 13.we have 1 year left in our term. should we do chapter 13
Michael's answer
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Answered on April 01, 2014
In the grand scheme of things, if you can catch up the mortgage payments, something can probably be done to take care of the additional fees. You...
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