Archived
I had 3 payments during a 72 month loan added to the end of the loan. The bank that financed it told me they would just be tacke
Michael's answer
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Answered on April 01, 2014
Well, it could be legal. You would have to check the exact agreement for the 3 payments and get their accounting to see where the fees came in. It...
Archived
Bankruptcy ch. 13
Michael's answer
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Answered on April 01, 2014
In my experience, you can't get the filing fee waived in Ch.13, only Ch.7. You can, however, get the filing fee allowed in installments over 3 to 4...
Archived
How can I find out if my Reaffirmation paper work was filed for my mortgage?
Michael's answer
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Answered on April 01, 2014
In addition to PACER, you can go to the bankruptcy court to see if the reaffirmation agreement was filed. But, if your lawyer said it got filed,...
Archived
Mortgage vs rehab loan? or other options??
Michael's answer
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Answered on April 01, 2014
I could not say what all your options are because you would have to talk to lenders to see what is available and what you qualify for. Most rehab...
Archived
If we have several law suits pending against us right now and are not guilty, but can't afford an attorney can we file
Michael's answer
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Answered on April 01, 2014
If you're not guilty and can prove it, you might be better served fighting the lawsuits assuming you are comfortable going to court. For that to...
Archived
Can a deposition subpoena be served in a small claims action in California?
Michael's answer
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Answered on April 01, 2014
The usual procedure is to continue in court to force the debtor to show up and divulge the records. He can end up being held in contempt of court...
How can I attach a judgment lien to a debtor's vehicle in Indiana?
Michael's answer
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Answered on April 01, 2014
There should be forms and a process of going through the Secretary of State's office. Someone there should be able to help you and they collect a...
Archived
I have an old debt, negotiated it to a payment, now my attorney is MIA, the collector won't discuss it with us, what next?
Michael's answer
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Answered on April 01, 2014
Right now, they have to communicate with your attorney and not you until they receive something to the contrary. You have the right to dismiss your...
Archived
If you put a vehicle in the bankruptcy and its almost dismissed do you need to surrender that vehicle to dealer?
Michael's answer
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Answered on April 01, 2014
I am guessing the dealership wants your case to be completely over so they do not have to worry about the automatic stay. Whether the bankruptcy...
Archived
Corporate Bankruptcy and personally guaranteed debt
Michael's answer
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Answered on April 01, 2014
I personally favor filing both the business and the personal bankruptcies at the same time. In addition to saving some money on attorney fees, you...
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