Credit Report AFTER Ch 7 Discharge - Foreclosure in Progress

Generally, the future foreclosure actions will continue to affect your credit. The goal certainly needs to be to get that event completed and...

Chapter 13 Bankruptcy question. Preferential Transfer.

Some of the essential elements of a preferential transfer are that they occur within 90 days of the bankruptcy and they allowed the creditor to get...

Is it legal for someone to call me say that there coming to my house to serve me, yet won't give me any details as to whom they

Generally if they refuse to provide any written documents, they are not legitimate and may not even be operating under US laws. Service of papers...

How do I file a written answer in a civil case when a debt collection agency is sueing me?

If you are going to continue trying to hire a lawyer, you should be able to ask for more time to get the answer filed. Assuming however it's a...

I am amazed that after giving birth, your wife received no medical treatment from the paramedics. If true though, you might have an argument for...

In 2010 i received a cancellation of debt form 1099c. Can the creditor still come after me for it?

This is still a developing area of the law, but the 1099C is generally being interpreted to mean they are not going to collect further from you and...

Misstatement of the amount owed is a violation of the FDCPA, but you would have to prove how the amount was miscalculated. If you want explore the...

I paid a default judgment off a year ago can I get the money back that I paid if judgment was incorrect?

Usually if you pay it off, you are waiving any argument you have about the accuracy of the figure especially if there was a written agreement or...

Does a judgement have to stay on your credit for 7 years Is that mandatory ?is it 7 years minimum per the fcra

In general, most creditors want the information to stay on there as long as possible. The 7 years is a maximum, but it's the credit reporting...

Looks like the period is 6 years for what would be considered a contractual debt. What makes your question so complicated is the probate process....