If I have received a phone call from a debt collection company but no written notice, and no further phone calls...

At this point, nobody can guarantee that your credit report will not be harmed. What you can do is contact the original creditor to see if they...

I was recently called from an old debt from a collections firm and they asked for my bank account number, what should i do?

For starters, don't do things by phone with a debt collector other than discuss your options. If you are making an agreement, make sure it is in...

As far as the court is concerned, the case has no further court dates. Your income is exempt so they can't garnish it. If you are content to let...

CV-426 State of WI Line 6 of the Garnishment Exemption Worksheet. I do not understand how to answer the question.

I have not dealt specifically with that form, but it means if the employee only gets $217.50, then nothing is supposed to be garnished from the...

Is it legal for the local police to charge $50 added on your tow bill for the police?

You are wise to question what a towing company does so if they are the ones saying you owe the extra $50, follow up with the City to see if it's...

Foreclosure judgement and in redemption period.

You probably have a better feel for how much to trust your mortgage company than anyone on AVVO. Some offer modifications just to make themselves...

Can you file bankruptcy for personal taxes owed over 3 years

Several criteria have to be met one of which is the tax is at least 3 years ago. The IRS sometimes tries to say they gave an automatic extension so...

How can I get out of Timeshers?If I just stop paying would it hurt my credit?Thank you

I would start by reading your agreement. It probably provides a cancellation charge, but going through their procedure protects your credit. If...

Can my mortgage company claim a second home I own or just put a lien on it?

Your mortgage agreement spells out what you consented to and would typically just be for the one home. The collection process, however, involves a...

Many people and companies want to keep the details of the note private. The lender is required to have the note in their possession, and...