Archived
Can I sue a bank for reporting delinquent loan 2day that was paid in full over a year ago hurting credit 2day.
Michael's answer
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Answered on May 05, 2014
Accurate information, such as the fact that you were behind, does not have to come off the credit report. Inaccurate information, such as that you...
Archived
Garnishment balance
Michael's answer
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Answered on May 05, 2014
Unfortunately, you are asking about state specific law. I don't personally know Virginia law, but many states require a creditor to go back to...
Archived
Hi, my name is Michael I have a serious problem.. The creditors have sued me and I don't have any money what do I do?
Michael's answer
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Answered on May 05, 2014
If you truly don't have money to file a bankruptcy, then some legal aid agency should be able to help you. But, you may be surprised to find out...
Archived
I recently was informed of a summons from a hospital bill that was never sent in as a claim to my insurance. What should I do?
Michael's answer
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Answered on May 05, 2014
I agree with Mr. Brewer that you might be obligated to pay the bill. This is more of customer service issue where the hospital would like to avoid...
Archived
Hi.I'm supposed to go to court today for a small claims trial on a credit card debt
Michael's answer
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Answered on May 05, 2014
Assuming you are dealing with a reputable lawyer, there's no reason to go to court once the case is dismissed. You did the smart thing by...
Archived
Was having dispute with mortgage company over billing. loan went into default due to disagreement over balance
Michael's answer
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Answered on April 10, 2014
For starters, the deal the lawyer made was either something you agreed to or the lawyer was not acting on your behalf (meaning the deal could...
Archived
If we are walking away from our condo and allowing it to go into foreclosure, what do we do with the keys to the property?
Michael's answer
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Answered on April 10, 2014
Frequently, a big concern is the condo association that will want to collect the assoc. dues while the foreclosure takes place. I recommend talking...
A creditor is reporting a wrong date on credit report, I have repeatedly ask them to back date it and they have refused.
Michael's answer
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Answered on April 10, 2014
If you have gone through the dispute procedure with the credit reporting agency, and they come back thinking it's accurate, you have the right to...
Archived
A debt collector filed a default judgment against me and served a "jane doe" at a previous address?!?
Michael's answer
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Answered on April 10, 2014
You can always file a motion to vacate the judgment and try to prove how it was you were not served. After this much time has passed, it will be...
Archived
Civil hearing for unpaid attorney fees.
Michael's answer
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Answered on April 10, 2014
Your lawyer is required to represent you until you tell him and the court to stop i.e. fire him from the case, or he gets the court's permission to...
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