They want you to come forward with information on any work done on your house recently and get the permits (or at least pay the fees) you should...

I don't know NJ law in particular, but the plaintiff is usually told to try and serve you again one or two times, and then they sometimes get...

In 2006-7, I approached Countrywide Home Loans about refinancing my mortgage, hoping for a lesser monthly payment.

You don't necessarily have a defense to the foreclosure, but BofA entered into a settlement with the government where they are supposed to put...

Will bankruptcy cover possible fines/liens by city in state of WA on house undergoing foreclosure/ house not up to code.

The bankruptcy laws say that most fines and penalties are not going to be discharged through bankruptcy. You can always hope you have a more...

I just received a writ of execution in the mail yesterday. how long till the bank freezes my account?

Creditors do not automatically know where you bank, or where you work or what assets you have. They are likely working on getting that information...

How much can my wages be garnished if I default on my student loans? Can I fight it if it is hardship?

Student loan creditors have more power than the average creditor because the congress sees the debt as highly important or so it seems. I think the...

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I was contacted by a debt collection agency on 3/28/2014 and was not provided any written notice to collect. What do I do now?

If the apartment mangers are still talking to you, I would try to deal directly with them. You may be able to get them to reduce their charges if...

Unfair collection practices (medical bill)

The debt collection laws, such as disputing a debt and getting validation of the debt, do not require the creditor to halt collections through...

There's no shortage of scammers out there and it sound like that's what you have. If they refuse to tell you any of the basics about the debt, and...

I own 50 percent of a thriving business s corporation I personally am in a lot of debt Is personal bankruptcy an option ?

You are wise to try and plan what to do now, rather than when the creditors come around and try to take your shares. Any asset you own is...