I received. Summons for a medical bill and when I called the lawyer they said payments are not a option ? What is going to happe
Michael's answer
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Answered on May 31, 2018
You may be running into an attorney that only gets a flat fee for handling the case and just wants to go to court. Most creditors will discuss...
Archived
Can a bank foreclose if I make some kind of a payment every month?
Michael's answer
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Answered on May 31, 2018
I don't know Kansas law specifically, bu the mortgage normally only requires a default, and that's generally interpreted as 2 to 3 months behind....
Archived
What do I need to do to file bankruptcy?
Michael's answer
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Answered on May 24, 2018
Gather your bills, pay records, and tax returns and get yourself in to see an attorney. You can do a Ch.13 payment plan, but it's complicated so...
Archived
What should I do if I am unable to ascertain the amount of one of my debts in a Chapter 7 bankruptcy?
Michael's answer
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Answered on May 24, 2018
Assuming we're not talking about $100,000 or something huge, the amount is often not that important. You can estimate it. The essential requirement...
Archived
Was just informed I'm getting sued from credit line I had 10 years ago. Can they still sue me from so long?
Michael's answer
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Answered on May 24, 2018
If they never sued you before, the statute of limitations would run from the time you defaulted on the account. If they did sue you previously and...
Archived
My loan servicer has started foreclosure process but I disagree with fees and that they are legally the title holder. How do I d
Michael's answer
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Answered on May 24, 2018
If they filed a foreclosure complaint, then things are happening in court according to MA procedures. Disputes would be done in the form of an...
Archived
Can they take me to jail
Michael's answer
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Answered on May 24, 2018
Generally no, a debt collector can't take you to jail. The normal process for a lawsuit is to get a judgment, then work on garnishing a paycheck or...
Archived
What taxes can be wiped out with a bankruptcy in wisconsin?
Michael's answer
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Answered on May 24, 2018
For income taxes, the taxes have to be at least three years old. Since 2017 just came due this year, 2014 and older qualify. The returns must have...
Archived
Do I file bankruptcy? Do consolidation? I’m 25yrs old, am getting married in 2019 and soon a house, will need loans in future?
Michael's answer
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Answered on May 15, 2018
The law firm does not have to talk to you or work anything out with you. You can try talking to the credit card company to see if they are willing,...
How do i find out when i made my last payment on a credit card in collections?
Michael's answer
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Answered on May 15, 2018
You can try asking for a full history from the creditor, or dispute the debt (in writing, always) and say it's been seven years. The MA statute of...
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