Archived
Store credit card opened in 2008.
Judgement in Feb 2011.
Is Statute of Lim expired? Can this still affect my credit report?
Michael's answer
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Answered on May 15, 2018
Statutes of limitations only run until a lawsuit is filed. The period for judgments is normally 10 years of enforcement with the ability to extend...
Can my husband just leave and not pay bills?
Michael's answer
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Answered on May 15, 2018
If he has left, get to work on filing for child support. This will all be part of a divorce proceeding, at least it seems that's where it's...
Archived
What type of bankruptcy would I need to file with almost no $ and would it be worth it with less than $10,000 in debt?
Michael's answer
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Answered on May 15, 2018
The key question is what you will do if you don't file bankruptcy. Do you have the potential to settle these debts or somehow pay them off in about...
Archived
Am I liable with no contract or verbal agreement?
Michael's answer
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Answered on May 15, 2018
The key question is whether you got any benefit from the second semester arrangement and when you backed out of the arrangement. If you were using...
Can a creditor contact or meet with the trustee and discuss discrepancies in the debtor application for Bankruptcy?
Michael's answer
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Answered on May 15, 2018
Contacting the trustee is a good idea. Their level of interest would help you gauge ow big a deal it is. The case trustee, however, is mainly...
Archived
A check from the trustee to one of my creditors was returned due to a changed address. What happens to that the money?
Michael's answer
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Answered on May 04, 2018
Sometimes it goes to the US Treasury, but usually the trustee pays it out to others. Unless everyone is being paid in full, the creditors who are...
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Archived
How do I file Chapter 7 Bankruptcy in PA without an attorney?
Michael's answer
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Answered on May 04, 2018
It's unlikely anyone is going to give step by step instructions in this forum. For one, it's supposed to be a discussion and not giving of legal...
Archived
Can I file bankruptcy without an attorney?
Michael's answer
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Answered on May 04, 2018
You can certainly try, but it's hard to get everything right. If you're talking about Ch.13, it's rare someone can do it on their own. Ch.7 is a...
Archived
Filed bankruptcy after receiving earnings witholding order. Plaintiff dismissed ewo as a result, but employer holding check.
Michael's answer
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Answered on May 04, 2018
They may just be holding the money until they receive directions. The bankruptcy trustee may have an interest in the check if it's large enough....
Archived
Civil contempt restitution dischargeable in bankruptcy?
Michael's answer
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Answered on May 04, 2018
If your husband is broke, he can often file bankruptcy. Chapter 13 is an option if he can't do Ch.7. Money in the nature of support is not...
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