Archived
Can I sell my house that is in my name only ?even if my husband wasn't happy about it, but isn't on mortgage etc
Michael's answer
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Answered on May 01, 2018
You can certainly sell it, but down the road, it will always count as an asset for divorce purposes. The amount it went up in value while you were...
Archived
I have a 7000 gas bill because of using illegal gas. Can I put this bill in bankruptcy?
Michael's answer
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Answered on May 01, 2018
For $7,000 they are likely to fight the normal discharge of the debt unless your bankruptcy paperwork shows you to be really low income. Fighting...
Archived
How long does the lienholder have to file a proof of claim after they take possession of my surrendered vehicle?
Michael's answer
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Answered on May 01, 2018
2 possibilities here. First, if they missed the deadline to file a proof of claim originally, they may not get to file one now. Normally they need...
Can a creditor the state or government take money from your prepaid debit card without your permission ?
Michael's answer
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Answered on May 01, 2018
At this time, I believe pre-paid debit cards are just like any other bank account. The account can be frozen if the creditor gets a judgment. The...
Archived
My dad owes state tax on his social security.He received a letter stating so. Are there any reasons why this would happen in NY?
Michael's answer
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Answered on May 01, 2018
Usually this would be the result of a mistake or your father receiving other income. Social Security by itself is normally not taxed, but if other...
Archived
I received a civil claim letter in the mail from Michael Ira Asen P.C. stating I must pay 316 in 21 days. Scared and confused?
Michael's answer
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Answered on October 27, 2017
If you owe the money, they are going to try to collect on it, but you don't say whether you dispute the amount there. If you just got a letter, you...
Archived
How can I confirm if a debt collector that I paid is legitimate?
Michael's answer
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Answered on October 27, 2017
You obviously want to enforce the deal made for the $375. You will want to gather your proof and also ask for a payment history from the debt...
Archived
After filing a chapter 7 bk in az can wife get hired part time without affecting the discharge?
Michael's answer
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Answered on October 27, 2017
Most part time jobs don't result in enough income to make a difference on your case. When you have the 341 meeting of creditors, the trustees...
Do I have to include my title loan in chapter 7 bankruptcy? Will they take my car for filing bankruptcy?
Michael's answer
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Answered on October 27, 2017
Generally, if you keep the lender happy, you won't have a problem. The car and the loan have to be disclosed, then the paperwork would just say you...
Archived
What protections does Chapter 13 bankruptcy have for co-signers that are not filing?
Michael's answer
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Answered on October 27, 2017
At the end of the case, the lender can go after the co-signer for anything that is unpaid. But during the case the co-signer is protected unless...
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