Question about bankruptcy

Rent to own contracts have a special law in Illinois where they are not really affected by your bankruptcy. They don't get to collect money from...

I guess the first question is do you still owe the dentist? If so, then it's possible they assigned this debt to icare in a legitimate transaction....

Can you help negotiate maybe an offer in compromise

Negotiating anything requires knowing what you are capable of doing, and what the other side's options are. Foreclosures take a lot of time before...

The judge will want to hear what assets are at issue, and what is known about the income. There may be a way to defeat the HOH exemption if the...

A judgment usually has to be certified before it gets filed, but that's just to provide proof that it's a genuine judgment. Just an extra step,...

Can I settle a known debt myself out of court once a suit is filed if I can pay it off?

You can always settle the debt and hopefully save yourself some money by getting a good deal. I would guess talking with the creditor directly...

Tax refund in Chapter 7 Bankruptcy - married, not filing together?

It's not automatically half and half. The refund gets divided based on who had the most income and most money deducted from their checks. It's also...

Will filing for personal bankruptcy clear my debt with the irs?

Even if the tax debt can't be discharged yet, a Chapter 13 could be filed that stops the interest and penalties, pays the IRS their $8,600 and...

Can you help me with an offer in compromise

The SBA will want to know how much your property is worth and also what your income is currently. If they are convinced they will get more by...

Am I a good candidate for chapter 7 bankruptcy? How long is the process, what are the drawbacks, and what are my options?

All your debts, all your assets and your income must all be considered. If you can't afford to pay your bills and you have no assets that can be...