What recourse do Collectors have if I live outside of the United States

Generally, if they refuse to follow the debt validation laws, they are not legitimate. Many collectors often just try to get people to make...

Should I file bankruptcy and loose all my credit or what are my options..

Typically the contract allows them to collect whatever is owed after they get the car back. You would need to find some law that stops them. There...

Will I still be responsible for the difference if I surrender the vehicle and they sell it at auction since its under bankruptcy

If the reaffirmation agreement was not filed and approved by the court, you don't have personal liability to the car company i.e. you don't owe the...

I filed for Chapter 7 bankruptcy in Cook County in September of 2015. My case was discharged in December of 2015. I just receive

First, they only get 3/4 of the refund since you were about 3/4 of the way through the year at the time you filed. Secondly, the trustee usually...

How do I do this? What forms/documents are required by SD County? Where do I find someone to hire to do this? What is the cost?

The first question is what right do you have to file a lien? Did they give you a lien you can record, or have you taken them to court to get a...

Individual bankruptcy while separated, including joint owned home. Prior to divorce and custody decree/agreement.

All of your assets and debts are part of a bankruptcy whether you want them to be or not. The initial question about the house is answered by...

Any advice wil be appreciated

Some states have a personal injury suit exemption, but some just have a wildcard that gets applied to whatever you want it to....

Are these debts (new car and student loan) considered marital debts?

Some jurisdictions have a notice of separation that gets filed so that everyone knows you are no longer a joint unit with your wife. That usually...

Is this something that I can dispute?

The place to look to is the contract. Eastern MI may also have some sort of posted policy letting you know about collections like this, but the...

Generally, the trustee and US trustee are interested in anyone misrepresenting their income, expenses, or assets. One thing to understand about the...