Archived
Is there a law that pertains to residential fencing in CO? Do we have any options other then to eat the cost of the fence?
Michael's answer
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Answered on April 08, 2016
If you go to court, the question is one of evidence. You would have to prove a conversation and agreement took place, and what the terms of the...
How do I began the process of getting it out of my name, or if it were dismissed in bankruptcy, do I own it?
Michael's answer
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Answered on April 08, 2016
Dismissal has no effect on the debt. Discharge means your personal liability was discharged, but any lien on the item, whatever it is, still...
What does "debt being paid through insurance" mean and is it possible a collection agency can go after us for this?
Michael's answer
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Answered on April 06, 2016
You can try calling the company listing this on your credit for an explanation and to see what they say you still owe. For a balance that is...
Archived
What legal recourse do I have to stop this harassment?
Michael's answer
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Answered on April 06, 2016
As the other attorney said, finding them and doing anything about it will be the hard part. If these are creditors from your case, the bankruptcy...
Archived
How much of my wages can they garnish?
Michael's answer
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Answered on April 06, 2016
You get to keep a minimum of 30 times the minimum wage so if your pay drops below that amount, you should be able to keep it. You should also...
Archived
Can I refile a corrected lien??
Michael's answer
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Answered on April 06, 2016
You can refile it, but whether it will be valid is the question. If there's already a court proceeding, the plaintiff does not have to work very...
Archived
What would the statue of limitations be for a unsecured loan?
Michael's answer
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Answered on April 06, 2016
In Illinois, the limitations period is 10 years, and they can argue that the time did not continue to elapse during your Chapter 13. The statute of...
Archived
What should i expect from this?
Michael's answer
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Answered on April 06, 2016
I wish I could say everything will be fine. It might be, but it may come down to the contract. You signed and agreed to buy the car, but did not...
Archived
What is order directing compliance with rules/rule 1009?
Michael's answer
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Answered on April 05, 2016
Hopefully the notice explains what the problem is. Yes, discuss it with your lawyer. You can also call the court for an explanation. My guess is...
Does the "Automatic Stay" stop the clock for Statute of Limitation for only the debt's filed inside the Chapter 13 Bankruptcy?
Michael's answer
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Answered on April 05, 2016
All your debts are part of the Ch.13 bankruptcy even if you are thinking about paying some of them directly. Many creditors make arguments that the...
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