Appropriate motion for reopen Ch 7 case for disclosing forgotten asset?

The best thing to do is smooth things over with the trustee. Find out how much of the work they want you to do. At a minimum you need to amend your...

There is an out of state judgement against me. Does it have to be domesticated it in NJ before my wages can be garnished?

Yes, they are supposed to domesticate the judgment in NJ before garnishing, but as you found out, the employer has to know this as well. The...

What are the statute of limitations on defaulted loans

The statute of limitations depends on what state's laws are being used. The contract may spell out a different state than you thought, but it is...

If a bankruptcy trustee allows you to amend your original filing, Can someone file suit against you?

I think you are saying the bottom line is the debt was discharged. If so, then collecting on the debt is a violation of the discharge injunction....

You seem to have 2 different questions. Even though you're in a community property state, debts owed before the marriage are not generally...

How do we address We are already in collections and are paying.

They are entitled to try and collect from the co-signer, your husband, if the payment agreement was worked out only in your name. I guess you have...

If I declare bankruptcy for medical bills of mine would the trust assets be in jeopardy and or Mom's checking account?

All your interests in property are part of the bankruptcy, and then you get to argue why they can't be sold. The interest in the trust would be no...

What can be done as far as making us sell? It is in BOTH our names I was never notified about the lien only he was

As long as this qualifies as your homestead, it should be exempt from any sort of forced sale:...

How to clear up a judgment incorrectly placed on my credit report .

There are only 2 ways to clear up a credit report: go through the dispute procedures or sue the agency. As long as nothing in the judgment actually...

How is it possible for them to be paid in full and after the fact claim we still owe $16,000.? Can they change the terms now?

They have to give you credit for payments that are made, but the trustee paid out on a different timetable from the contract. Also, the interest...