I'm filing Bankruptcy CH. 7. I'm going to do a settlement on the HELOC & redeem 1st. Mtg. Is there a 45 day deadline?

The 45 days relates to having the automatic stay in place. Generally speaking, a settlement with a creditor does not even have to be done during...

You should first figure what you would do next if the case is dismissed. Would you file another case or try to work things out with your creditors...

Bankruptcy File

You can visit the court in person or by the internet. They charge per page, but also cap how much you pay for a big documents. You just need to...

What is my next step

You can certainly follow through on other FDCPA assertions. You can ask them to verify and validate the debt, but if they admit they did not follow...

Can I request more information about a creditor prior to making a payment on a confessed judgment?

Ultimately you want proof that you paid the right party and also a receipt that acknowledges you made all payments that are due. If they show you...

The discharge usually comes out of Washington DC right after the deadline passes to object to the discharge. Something is holding things up so it's...

If after spending down my dad's investments there is money owning. Do l have to pat this.

This is a common result of assisted/senior living. I'm sure the facility has dealt with this often and can give you some advice. Typically they...

What is the wage garnishment rule in California?

The minimum wage aspect of it basically means anyone gets to keep the first $400 they earn per week. If someone makes more, then the 25% formula is...

What happens after a wage garnishment is lifted?

As the others said, you can claim the money should be returned. While waiting for a court date though, you may be able to reach an agreement with...

Should I file a lien, or file a law suit?

This could be the basis for a claim of theft with the police. If they don't want to do anything, then a lawsuit, or at least a collection letter...