Do I have the right to withhold payment to a creditor if I have asked for a bill and they are refusing to send one?

If they have not referred it to a collector, then the normal FDCPA rules don't apply. They should be able to provide something in writing so I have...

What should I do?

If you want something done quickly, you may need to compromise with them. You have the right to demand a bill and some explanation of what the...

I was curious whether debt restructuring is less damaging than a bankruptcy, What is the rate on the dollar expected to pay

Restructuring involves working out an agreement with each and every creditor. If one creditor says no, it falls apart. If you can realistically pay...

Does the Personal Representative have the power to sale a house that was already sold?

Mr. Rowe seems to know exactly how things work in MI. Foreclosure prices are usually quite low compared to more conventional sales with real estate...

What do I do I can't afford foreclosure moving all that cause I won't be quiet he has been convicted of fraud and embezzlement p

Your protection is the mortgage documents. If there is no basis for the $50 charge, then he can't charge it. However, if he does decide to...

Can í get half equity on the the house if its in forclosure now

If there is any equity, you should be able to get some of the money by going through divorce proceedings. If however the mortgage is pretty much...

How long before I can start foreclosure proceedings ?

Usually, the note and mortgage merely say default so it could be just a few months. You need to make sure you follow procedures such notifying them...

I would think you need the name of the renter, but as long as the sheriff is able to identify the person, it may be good enough. You also should be...

Can they freeze my accounts, garnish my wages, seize anything in my name? And my husband's? I asked for proof!

Usually, if they only want to talk to you by phone, they are not legitimate. They may be from out of the country or have some other loophole where...

What can i do about it

You can try a motion to vacate the judgment. You would need a good explanation for why you did not get involved earlier. If service was bad, the...