Can a vehicle be seized to satisfy a judgment without notification?

They have to enforce the judgment and rarely will they try to levy a vehicle, but you may be able to claim it as exempt in your state depending on...

Selected as the best answer

Can a creditor place something on your credit or sue you for unpaid charges after seven years?

Credit report probably not unless the debt went into default within the 7 years since it will drop off. This is likely a written contract and you...

Defaulting on a Pay day Loan in Maryland, February 2008.

There is no such thing as debtors prison so no they cannot send you to jail for not paying. Ask for validation of the debt and their address. It...

I need advice on what to do about my personal credit. About six years ago I had lost my job. At the time my credit was good.

Your credit is already destroyed. Bankruptcy is probably your best option here. If you try to settle do so in writing and they can still report...

Lis Pendens and Bankruptcy Estate

You are completely wrong. Your case was converted to a Chapter 7. Any rights you have such as lawsuits or the right to collect money or property...

Does a debt collector have the right to sue you, or can only be sued by my creditor??

Debt collectors purchase the debt from the original creditor (it is called a transfer or an assignment) and it very common. Of course they have...

My HOA has a foreclosure hearing next month. They gave me a payment plan that was out of range should I go to the hearing?

The HOA is stayed by the bankruptcy filing. You need to speak to your Chapter 13 attorney regarding what your intentions are. As long as the...

There was a lien on my home i sold my home 3 months later. That wa 4 yrs ago. I recieved a bill from collection for that bill

Your facts are very unclear. The title company insures title for the buyer from my general understanding of real estate law and that the title is...

My sister filled chapter 11 on her house. She says the filling was dismissed because she could not make the payments,

Are you sure it was Chapter 11 and not a Chapter 13? Chapter 13 is a reorganization for a consumer under the debt limits. A Chapter 11 is a...

How do you stop a wage garnishment where the debt was not mine?

You are liable if you were on the lease (jointly and severally liable). Meaning they can go after one or both of you for payment of the debt...