Archived
In a debt copllectiong (written agreement - apt lease) what sol is valid? Where the debt occurred or where I currently live?
Marc's answer
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Answered on August 15, 2012
The statute of limitation is in the state where the contract was made so Connecticut. They still have the right to collect and sue on the balance...
Archived
In WA, if one spouse runs up considerable debt, without telling the other spouse, are both responsible for retiring the debt?
Marc's answer
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Answered on August 15, 2012
Sounds like you need to speak with a divorce attorney. If the credit card debt is in your name too then you could be liable. Speak with a...
Archived
A collection agency searched my credit about an issue with my ex-wife of many years. Is this an invasasion or something?
Marc's answer
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Answered on August 15, 2012
No as long as the inquiry was done for legitimate purpose which it likely was then absolutely it is not a violation under the FCRA.
Archived
WHAT SHOULD WE ANSWER IN COURT, FOR FORCLOSURE TO STAY LONGER IN THE HOUSE? HOUSE IS DISCHARGED IN BANKRUPTCY .
Marc's answer
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Answered on August 15, 2012
I am going to make some assumptions. You surrendered the property in your bankruptcy. The bankruptcy will discharge your personal liability for...
Archived
Letter from cr. crd co says acct is cancelled and may result in reporting of accts with a collection status. in 2 mos. few late
Marc's answer
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Answered on August 13, 2012
There isn't enough information to determine your best options here. I would call an experienced bankruptcy attorney. My office offers free...
What to do about lien on wrong property, same name but different person?
Marc's answer
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Answered on August 13, 2012
You can call the lawyer and have them remove it or sue to get it removed. A real estate lawyer would likely help with this issue. Did you pay the...
Archived
Can you place a lien against a condo unit in the name of a deceased former owner of the condo unit?
Marc's answer
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Answered on August 13, 2012
If the lien was for an owner who died and now doesn't own the property the new owners likely wouldn't be responsible for the lien since they don't...
Archived
Can I settle with a lump sum on a private loan?
Marc's answer
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Answered on August 13, 2012
It is possible but very difficult. I had one client in the past settle a private student loan when it went to collections but he is the only one. ...
Archived
Need help with statute of limitations limit on a 1099c.
Marc's answer
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Answered on August 13, 2012
If it is past the statute of limitations then you don't have much to worry about with a suit as that is a defense for you to raise in court. A...
Can a trustee recommend that student loans be discharged?
Marc's answer
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Answered on August 13, 2012
No the trustee only liquidates any non-exempt assets in a Chapter 7. For you to attempt to discharge student loans in a bankruptcy an adversary...
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