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My ex-husband is filing bankruptcy and letting the house go. I am on the title, not the mortgage, can they come after me?
Marc's answer
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Answered on August 20, 2012
If you are not liable on the mortgage then no they cannot come after you for liability on the note and mortgage. However, if there is a...
I have an old judgement (civil) in Louisiana. Judgement started in 2000. I live in New Mexico. They now want payment. 70K!
Marc's answer
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Answered on August 20, 2012
The lawsuit was reduced to judgment so it can be renewed by just filing renewal of judgment in my state likely Louisiana is the same and renewal of...
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I OWN MY MOTHER TRAILOR, SHE IS DYING. CAN HER OLD BOYFRIEND PUT A LIEN ON HER TRAILOR THAT I NOW OWN?
Marc's answer
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Answered on August 20, 2012
Agreed you are now the owner of the property so he cannot put a lien on your property. He can go after assets if he has a valid lawsuit, but it...
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Can a wife file chapter 7 bankruptcy if her husband does not qualify due to his income?
Marc's answer
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Answered on August 20, 2012
It depends. There are so many variables here that it is too complicated to answer without a review of the income and expenses of the non-filing...
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Check garnishment
Marc's answer
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Answered on August 20, 2012
They cannot get a wage deduction without suing you. Or they must have a wage assignment that you signed. I would demand validation of the debt...
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I have a collector trying to collect on a dental bill from over 3 years ago...how do I get them to stop calling me?
Marc's answer
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Answered on August 20, 2012
A statute of limitations is a defense for court if they sue, it doesn't stop the collection calls. There are exceptions to the SOL defense and...
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I owe approx $25,000 to the DOD because they continued to pay me after being discharged. Is bankruptcy and option?
Marc's answer
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Answered on August 20, 2012
Technically this kind of debt would likely not get discharged in bankruptcy. It is up to the creditor the government if they write it off. ...
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I had a Chapter 7 bankruptcy last year and never reaffirmed my mortgage. They sold it and now it shows on my credit report.
Marc's answer
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Answered on August 20, 2012
It will still show up on the credit report, but it should say "discharged in Chapter 7" or something very similar to this as well as any other...
Archived
Can a collection company sue to collect a debt from an anesthesiologist when we never agreed to his fees.
Marc's answer
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Answered on August 20, 2012
You can try to fight it. However, there are several theories even if the contract was invalid that the creditor can get money on. One would be...
Archived
1st was not reaffirmed and 2nd was. How can this be? 1st does not show up in the discharge papers.
Marc's answer
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Answered on August 20, 2012
As long as you pay then you should not get foreclosed upon. A reaffirmation agreement is voluntary on the part of the lender and your part. From...
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