Does punitive damages apply? sent to collection by mistake, breech of contract, private information shared with 3rd party etc...

Likely no. A breach of contract does not allow for claim of punitive damages. You may have damages under the FCRA. The key is going to be you...

NOTICE OF RIGHT TO DEBT VALIDATION

You should send a letter in writing and by certified mail if possible disputing the debt. They must provide proof that the debt is valid. Just...

Can you have felony charges against you for an unpaid payday loan in ca?

Not only likely untrue but a violation of the FDCPA unless it really was a process server. The states attorney files criminal charges and does so...

Can creditors hold my husband responsible for debts that I incurred or put liens on jointly held property?

This is a very fact specific state question. In some states the other spouse may be held liable for the debts of the other spouse. In Illinois it...

How do i know the debt collection attorney hounded me is for real

The summons will be an official legal document filed in the Circuit Court directing you to appear. In addition, there will be a lawyers name and...

Lots of credit card settlements gave me 1099-C forms for 2011. Am I insolvent? I am filing taxes.

This is a tax question. A tax lawyer or accountant can answer whether you are legally insolvent for IRS purposes. The only other way is to file a...

I want to let one of my rental property in MD goes to foreclosure then file for bankruptcy to stop any debt collector.

I would speak with an attorney now to go through your options. There are several issues at play here. First you could have a deficiency judgment...

Is this considered extortion regarding a forgery between wife and husband?

Certainly there is a possibility of a criminal issue of forgery if you forged your husbands name on a legal document. This is a family law issue...

I work in hilton head sc...and i have problem getting my debt with the irs resolved is there any lawyers in area that can help

You can do one of three things here. 1) consult a tax attorney 2) do it on your own and request a payment history etc 3) perhaps file a Chapter...

A motion to dismiss almost certainly will say why the trustee wants to dismiss the case. It could be for a default in payments, or for documents...