When will we be able to qualify for a loan after we walk away from a mortgage that was not reaffirmed in bankruptcy?

No real hard and fast answers. You have a multitude of issues. 1) you have a bankruptcy on your record which hurt your credit score and 2) you...

Can the IRS garnish my wages or touch my personal assets because of a late filing penalty owed by my closed s-corp?

This is a tax question more than a debt collection question. However, if you are a signatory on the tax return then they can come after you for...

Iget this call from india guy saying i got a debt and my social sercurty will be on hold for 3 monthes if i didnt pay them 256 d

Likely a scam. Your SSI is not attachable by a creditor unless you owe the government money. Do not give them any information personal or...

Filled bky 2010 and did not reafirm home debt stopped making house payments march 2012 sheriff sale 9/25/2012

There is no firm guideline on this. Buying or purchasing a home is at the discretion of the new lender when you fill out an application and your...

Is there any way to roll 3 month forebearance into a new loan with new interest rate?

Yes the lender can do a loan modification that changes the interest rate and defers payments to the end of the loan not reporting it to the credit...

I"m unemployed and cannot pay my credit cards what should I do

You should probably consider a bankruptcy considering that you cannot afford the credit cards and your income is probably minimal at this point. ...

Can i still file bankrupcy if i just got a paper saying im being sued?

Yes you can file despite the suit. Call a local bankruptcy attorney to discuss your options.

Only in a Chapter 7 does a reaffirmation agreement matter. If you filed 4 years ago then you are too late to have a reaffirmation agreement to be...

Bankruptcy Certificate ONLINE COURSES? Are the satisfactory or unofficial scams that aren't certified?

One must do credit counseling prior to filing a bankruptcy. Most courses are offered online. To look up if the provider is certified in your...

If i file bankruptcy will the 19000 in interest and fees go away from the collection agency debt from court fines of 12500??

It depends on what these debts were for. If they were municipal fines or debts owed to a government agency you are not going to be able to...