I have settlement money that I need to use before filing chapter 13 in AZ. Can I use this remodel my home or get a pool?

Agreed there is an issue of good faith in filing. If you spend a lot of money prior to filing and "transfer" it and stiff you creditors you are...

Is it possible to remove a repo from your credit record?

NO if it is accurate then it stays there until 7 years from the date just any negative information that is correct or accurate.

What legal action can Vanderbilt & Assoc take for my 35k cc debt from 2007? They keep calling.

The SOL is a complicated question. Likely California's SOL applies, but the question of when the default occurred determines the SOL generally,...

Can a judgement expire in the state of tenessee

Probably a bankruptcy is a viable option. It is going to be an issue of any assets you have. Technically your income is not subject to...

If i file for bankruptcy while I have properties in foreclosure, can the bank come after me years later for lost money?

Get a bankruptcy attorney to discuss your concerns and issues. If the debts are discharged then they cannot come after you for money that was...

I HAD TO PAY A FINE FOR RETAIL THELF, DIDNT PAY IT, COURT RECORD SAY SENT OUT FOR COLLECTION

It is with a collection agency to get the money paid back. If you were ordered to pay civil restitution the debt certainly should be paid.

Being sued by attorney/debt collector. $522.19. I want to settle out of court to avoid court cost and appearance fee

Call the attorney to see if he will settle. If they already filed the complaint then the fees and costs likely would be added to the settlement...

Do I need to include 410K and life insurance policy amounts in a chapter 7 bankruptcy?

Hiring an attorney is advisable and very wise. It is like doing brain surgery on yourself even if you are a doctor. If a mistake is made it...

How long do I have to wait before I can file a chapter 7 after a chapter 13 was filed and converted to a 7.

8 years from the filing of the converted Chapter 13.

There are no freebees if they are secured and have title to the property. In some cases it doesn't make sense for a creditor to spend the money to...