Archived
Had chapter 7 a couple of years ago. We did not reaffirm on 1st or 2nd mortgage. After avyear of fighting with first mortgage we
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Answered on February 19, 2013
It is extremely difficult to assess which option is best for you without a review of your budget and how much you owe on the property. No matter...
Archived
I have a question about Chapter 13
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Answered on February 13, 2013
You need to field this to your attorney to explain. There could be a number of reasons, but most likely most claims did not come in and then the...
Archived
Is it legal to be charged late fees, that accrue to be 3 times the amount of the principal balance, for an unpaid debt?
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Answered on February 13, 2013
The contract with the school would control what happens if you default on the amount owed. Or likely they have a policy if you owe money i.e. an...
Archived
My wife and i filed a chapter 7 in Wayne county mi in 2011 and it was discharged 1 / 10 / 2012 Now i get a 1099 - A
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Answered on February 13, 2013
This is a tax question. You cannot undo the reaffirmation agreement if it was entered in your bankruptcy case. However, if you file bankruptcy...
Archived
In connection with my earlier question, I have "companies" taking direct withdrawals from my bank account WITH MY PERMISSION but
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Answered on February 13, 2013
No they cannot take money without your authorization from the new account. If you default then they may sue for what you owe them. Depending on...
Archived
I been suit by Pushpin LLC for $10,000 in small claim for creditcard machine leasing in Chicago and I live in California.
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Answered on February 13, 2013
Contact an attorney in Chicago who does debt defense. It is unclear whether the statute of limitations has run or not. There are several exceptions.
Archived
Expert witness in a bankruptcy case
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Answered on February 09, 2013
Likely yes. Discovery is generally very broad and the other party has the right to investigate or prepare for a "trial" or hearing.
Archived
I have lost my home and my car and I have tax lien. How does all of this affect my means test for Chapter 7?
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Answered on February 09, 2013
Even if you fail the first part of the means test it doesn't necessarily mean you cannot get through the back door after going through the rest of...
Archived
Several toll violations, balance of $480.00, with fees and fines, total is now $22,000! Can I fight this?
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Answered on February 08, 2013
Administrative hearings with the Secretary of State must be held within a certain amount of time after the violation and notice. If the amount has...
Archived
If a debt collector sent a a collection letter to my at my place of employment is it ileagal?
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Answered on February 08, 2013
Agreed speak with a consumer lawyer.
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