No a permanent modification comes after the trial period. It will be a large packet of documents that you sign with terms modifying the mortgage...

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IL, recvd 3rd part citation to disc assets, re: father of my kids never married or employed by, no joint assets what can I do?

Drop off a short answer at the court. On the foreclosure I am concerned more about that. How far are you behind. You may need help or a...

We filed chapter 7 2years ago. We didn't reaffirm on 1st or 2nd mortgage. We got a less than favorable loan modification 4months

Mr. Corbin has a good point. You need to perhaps consult a lawyer to go through you options. I would charge for a one hour consult approx $200...

If creditors don't show up for adjudication, are they still owed money? What is my legal standing? How do I negotiate on own?

I am unsure what insurance settlement you refer too. Workers comp, PI, bankruptcy etc. Do you have an attorney. If not maybe you need one. Are...

I want to file Chapter 7 bankruptcy. But I need a filing fee waiver. I do not understand what the qualifications are asking.

Fee waiver in my district will only apply if you don't hire an attorney or you do not at least pay one. Certain providers in your area may offer...

After I had started Chpt 7 bancruptcy , I have been served to appear in court, (Illinois ) My Ex wants college expenses

This is a family law question. The automatic stay does not stop actions for support or maintenance etc. A family court is going to decide this...

I have loaned $10000 to a friend in Sept.2010. He supposed to pay me back the latest in a year with 25% interest.

I don't see a question. It appears however that you are doing what you need to do by filing an action in small claims court.

Is it better to file for bankruptcy, either chapter 13 or 7, if you have outstanding debts you can't pay?

Consult with a bankruptcy attorney and then decide whether or not you want to file a bankruptcy. If you are behind on a mortgage your credit is...

My step son went to a large college that went bankrupt so he was unable to graduate. They are currently garnishing his wages.

I don't see a question. If the debts are student loans then a Chapter 7 bankruptcy will not help. He could theoretically reorganize with a...

Can a collection agency garnish husband wages even if the credit card belongs to me(wife)?

Maybe. If the husband is also liable on the credit card then yes. They also can use the Family medical necessary act to possibly sue a spouse...