Archived
If I have a judgment filed against me. Is it too late to try to negotiate a settlement? What strategy would one use?
Marc's answer
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Answered on August 27, 2013
Agreed that it is possible to settle the debt. However, if they have a judgment and you are not judgment proof the creditor will have little...
Archived
My ex-husband filed bankruptcy--does this absolve him of any obligations in the Parenting Agreement?
Marc's answer
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Answered on August 23, 2013
No bankruptcy will not obsolve a parent of these liabilities. It wouldn't be a bad idea to show up at the meeting of creditors.
Archived
I want to know who is the original creditor? The store I bought a product from or the finance company that is sends the bill?
Marc's answer
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Answered on August 20, 2013
I would be sure to think you signed a finance agreement for the flooring. GE is the creditor if they provided the financing so that is who owned...
Archived
Can a debtor with an outstanding domestic support obligation (arrears/future payments) discharge this debt through a Chapter 13?
Marc's answer
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Answered on August 20, 2013
If the priority claim is listed in the plan and is the correct amount you should be paid according to the plan even if you didn't file a claim. ...
Archived
Do I need to sign a reaffirmation agreement?
Marc's answer
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Answered on August 20, 2013
Yes. In most jurisdictions including mine a car creditor will repossess a car if they don't get a reaffirmation agreement. The reason for this is...
Archived
Can I avoid lien on my storage unit fees of 4 months delinquent. I have just filed Chapter 7 no asset.
Marc's answer
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Answered on August 20, 2013
Agreed that many technical aspects must be followed regarding this. If you don't have an attorney you should get one. State law likely applies to...
Archived
What should i do if i recieve a letter in regards to an old credit card debt from an alleged attorney
Marc's answer
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Answered on August 20, 2013
I doubt it is a scam, but who knows. If you ever had a credit card with the company and it went unpaid then it is likely a debt you owe. If you...
Archived
Child Support owed to Debtor - Chapter 7
Marc's answer
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Answered on August 20, 2013
No a trustee cannot go after the money owed since it is exempt.
Mortgage debt collection dept for my bank keeps calling me at work. How to use Fair Debt Collection Practice to make them stop?
Marc's answer
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Answered on August 20, 2013
Agreed that you should send a letter by certified mail that "your employer does not allow phone calls at work". In addition, if it is the original...
Archived
Lab/Collections agency want us to pay a bill of $995
Marc's answer
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Answered on August 18, 2013
I see the issue as whether the test was medically necessary. Unless you had some agreement with the "Group" that they only do tests that were...
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