If credit card debt goes to court should I try to settle or let the judge determine the outcome

If they are suing you for the balance and have the contract and you used the card for the charges (i.e. the credit card agreement) they will likely...

A customer of mine has just filed for bankruptcy. He owes me over $20,000 for design services that I provided. What to do?

First off, if the person filed any type of bankruptcy a Chapter 13 or Chapter 7, or Chapter 11 there is a stay in place and you cannot collect on...

What is a Chapter 20 bankruptcy?

A Chapter 20 is a Chapter 7 then a Chapter 13. On stripping a lien if there is a dollar in equity to support the lien than you cannot strip the...

Adversary Proceeding 523(a)(2)(A), Fraud

I am not sure I understand your question, but I will take a shot at it anyway. Yes, fraud must be plead with particularity in the FRCP. ...

Regarding a Judgement

Yes, you should list it as an outstanding judgment on any application for credit. The lender will find it whether you list it or not, because I am...

What are the income requirements for chapter 7 bankruptcy

Go to the US Trustees website and look up means test. It has each states gross income amount for your household size and the allowances for each...

Can a credit card companies freeze my bank account with no judgement against me?

Generally they cannot freeze an account unless they have a judgment. However, if the account is not at the same bank as the credit card issuer I...

Money owed to a state agency or government entity is generally non-dischargeable. You would need to speak to a California attorney to find out...

How long does a chapter 7 bankruptcy stay at my credit report?

It will stay on your credit report for ten years. The response given is not intended to create, nor does it create an ongoing duty to respond...

We have a lien on a person's house that owes us money, they now filed for bankruptcy. Does that affect the lien? pls respond

Once the bankruptcy is filed a stay goes into place which prevents any creditor from taking any action against the debtor. IE you cannot garnish...