First off it really depends on what large means. Most states allow an exemption for a personal injury claim like Illinois does. You should...

Business harassing for canceling an apt?

Yes hopefully cooler heads will prevail. If the bill is sent to collections dispute it with the collection agency based upon the fact that you...

Should old debts be removed from my credit report?

Agreed collections remain on your credit report for 7 years or until the statute of limitations expire for your state whichever is longer. If...

You probably are better off showing up to court. Sometimes the judge will force the creditor into a more affordable payment plan when someone...

Can I sell my broken down car for a replacement vehicle while in Chapter 7 bankruptcy?

Technically this requires a motion to sell an asset. If possible it is better to wait until the discharge if you can. The trustee has the real...

Can one be arrested and sent to jail in New Jersey for a payday loan that is unpaid. My only income is SSDI.

Absolutely not. The creditor cannot put you in jail for not paying a debt. They have to file suit and then if you didn't show up for a court...

The stay will stop the lawsuit. You should also list the debt as disputed since you say you didn't actually download the movie. However, the...

My ex filed chapter 13 bankruptcy last year.

Child support must be paid in order for a debtor to receive a discharge in a Chapter 13 bankruptcy. You should contact the Department of Economic...

Court Judgements on Credit Report

Agreed check AVVO for you area. If you know the courts the lawsuits were filed in either go online to do a search of the records if possible or...

A Roth IRA is exempt from creditors because it is protected under the ERISA statutes. If you transfer assets that are exempt to unexempt status...