Bank filed for Motion for Relief from the Automatic Stay--should I attend the hearing?

It sounds like a Chapter 7. If the creditor gets relief from the automatic stay then they can enforce the order immediately if rule 4001 is...

Am i obligated to pay a certain amount for a bill collector?

Tell the creditor that "my employer does not allow phone calls at work". That should get them to stop calling your work as it violates the FDCPA....

In a Chapter 7 you are not repaying creditors money. If you are behind on payments to a secured creditor that creditor can get out of the...

If I am in a chapter 13 plan and am current with my payments and my husband receives a 15,000 bonus do I need to report it

All income must be disclosed to the Chapter 13 trustee and court. A bonus generally would have to be paid into the plan as disposable income. ...

Being sued by CC co. What happens if I cant make court date?

If you don't show up they will default you. I.E. if no one appears they will get a default judgment winning the case. Depending on your...

Will the automatic stay in Ch 13 prevent a child from being forced to withdraw from college 7 weeks before the end of 2nd sem

The facts are unclear here. If you filed a Chapter 13 on a tuition debt and your child is in the school they cannot collect against you for the...

I have $8000 of credit card debt I would like to lower, and pay lower amounts per month. What is my safest, and best option?

Consolidation-where you repay the debt is option one Calling the creditor to ask for an interest reduction and a lower payment may work but...

Judgments

Theoretically a creditor could levy any assets that you have. However, most credit card companies are interested in garnishments (which you SSI...

Chapter 13? Car repo?

Ask your attorney. In the 7th Circuit upon the filing of a Chapter 13 as long as the car has not been disposed of by the creditor (sold at...

Do I need to/is it too late to send a reaffirmation letter?

Once the case is discharged a reaffirmation agreement cannot be entered into. Hope this helps