The second mortgage is a lien on your property. The loan was technically discharged in your bankruptcy filing against you personally. That...

Bankruptcy lawyer

If you intend on leaving the property prior to the lease expiring then you would likely be liable for that months rent prior to your lease ending,...

Been married a year, is it possible to file chapter 7 on debt prior to marriage?

You can file bankruptcy with or without your husband. If you file alone then your husband will generally not be affected by the filing. His...

Is a life of automatic stay in bankruptcy considered Res Judicata? How many times you can dismiss and refile?

Several issues are at play here. One if you dismiss your case voluntarily then then there will be a bar to re-file a new bankruptcy for 180 days...

Am I liable for a baseball hitting a car unintetionaly?

Yes, if the person can prove that your son was negligent then you may be liable for the damages. Even if she files a claim with her insurance...

If I am already in a Chapter 13, can my wages be garnished for a medical bill that occurred after?

The post petition debt cannot be added to the bankruptcy. However, taking any property of the estate during a bankruptcy is a violation of the...

I have been trying to save my house for the last year. Making monthly payments, just can't fix arreages.

Perhaps a Chapter 13 is your best option to cure any arrears on the property. You can also defend against the foreclosure or show up. In Cook...

How to list an active bank account with a negative balance on Schedule C ?

Agreed if you have an attorney ask the attorney. If not add the bank account to schedule B since the account is open. Value the account as $0. ...

Can my wife and I buy a house even though we went through CH 7 bankruptcy in 2008

Even with perfect credit it is tough to get a mortgage these days. You can pull your credit scores to see where they are right now. If you didn't...

What percentage do law firms usually take out of wage garnishments as part of their legal fee?

If a law firm takes the debts as a contingency fee arrangement v. buying the debts flat out from the creditor they usually take 33% or lower of any...