Archived
Received notice to appear for pretrial conference/mediation on a Cap One credit card under $6,000 in Broward County Florida.
Marc's answer
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Answered on May 16, 2012
All this is a meeting to discuss settlement if possible or work something out. You should consult a consumer lawyer who defends against these suit...
Archived
Is there a way of getting my name off of a loan as coborrower?
Marc's answer
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Answered on May 16, 2012
No if you co-signed then you agreed to pay if he defaulted. Thats why they wanted you to co-sign in the first place. Unless the loan could be...
Archived
Am I responsible for roofing materials purchased by a roofer that declared bankruptcy?
Marc's answer
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Answered on May 16, 2012
Since you received the benefit of the contract then a mechanics lien could be placed on your home. This is a complicated issue and not a...
Archived
What can I do if I left off a creditor in a Chapter 7 ( assumed No Asset ) Bankruptcy in New York State?
Marc's answer
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Answered on May 16, 2012
You can file an amended schedule F and add the debt. If it is a joint account then they can go after girlfriend. Due to the amount is makes sense...
Archived
Is it a violation of collection or telecom law for a creditor to auto-dial my phone several times a day but not leave message?
Marc's answer
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Answered on May 16, 2012
Maybe yes or maybe no. It could be considered harassment in violation of the FDCPA to let the phone ring in annoying or abusive manner. State law...
Archived
How does filing bankruptcy effect a divorce both in a business,home settlement and support?
Marc's answer
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Answered on May 16, 2012
Child support is non-dischargeable a property settlement in a divorce decree is a harder issue to say. You likely would want to object to the...
Archived
The finance company is trying to garnish my wages.
Marc's answer
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Answered on May 16, 2012
you are jointly and severally liable. A creditor can go after both of you or one of you. In this circumstance you are working so they can go...
Archived
Chapter 13 Bankruptcy
Marc's answer
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Answered on May 16, 2012
The issue of equity in property is not an issue in a Chapter 13 but in a Chapter 7. If you filed a Chapter 7 and there is no equity in the...
Archived
How does bankruptcy influence the outcome of my divorce settlement?
Marc's answer
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Answered on May 16, 2012
Agreed debts owed to a spouse for spousal support or child support are non dischargeable in a bankruptcy. Really the definition is a domestic...
Archived
If a borrower doesn't include their mortgage in the BK 7, why do they stop reporting the payments to the credit bureaus?
Marc's answer
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Answered on May 16, 2012
All assets and all liabilities are listed in a bankruptcy filing. A person lists both the loan and that have an interest in real property. When a...
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