Can i make changes to my home title if i have judgments against me for unsecured consumer debts in Texas?

Every state has passed the Uniform Fraudulent Conveyance Act or some form of it. When you transfer title out of your name in anticipation of a...

How long does creditor's court ordered judgement last? Can a creditor hold finances from 2005 judgement without notification?

A judgment lasts a long time. In Illinois where I am licensed it is ten years, and then the creditor can revive the judgment. Look up how long in...

I'm in a Chapter 13 and just received a refund on my home insurance from a house in foreclosure. Do I get to keep the refund?

If you have an attorney you should ask your attorney. A refund of property insurance if it is a small amount would not be an issue in my district,...

A pre-nuptial agreement could be signed before the bankruptcy discharge. However, it would be advisable to wait to get married until after the...

The debt was discharged by the bankruptcy. The lawsuit is a violation of the discharge injunction. Contact the attorney who represented you in...

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SSI does not count toward the means test, but it does count toward your income on your schedules I & J. The Chapter 13 trustee will include that...

Can I file bacnkruptcy in Wisconsin on an Open-End Credit Plan used to go to school?

Likely this would be an educational loan that would be determined as a student loan. An attorney would have to review the documents and what the...

After going through a chapter 7 bankruptcy, my friend is trying to refinance her house.

A reaffirmation agreement cannot be entered into after the discharge was entered by the court. Judges cannot approve one after the discharge it...

Looking for assistance in recovering funds garnsihed from wages pre-petition

In my state you would likely lose this argument. You need to file a motion to abandon the asset, and the trustee would have to agree to it. Then...

A collection agency withdrew over $1700 out my husbands bank account for a 1500$ supposebly bill. Without my authorization!!!!

There are a couple of assumptions that need to be made here. 1) a lawsuit and judgment was entered against your husband and 2) he is on your bank...