Are debt collectors speedy enough to freeze or seize a brand new bank account within a few days after it is opened?

Very unlikely it would be that fast. They have to have a judgment to freeze a bank account and levy it. It usually takes time for them to figure...

If I filed chapter 13 for my LLC and myself do I still need to file articles of dissolution to stop the business privilege taxes

You cannot file a Chapter 13 bankruptcy on a business, it is a personal bankruptcy. However, may keep the creditor the state off your back...

Is credit score of 680 good?

FICO is the normal one they use or a Equifax's proprietary score if they are frugal. A 680 score is not bad or perfect. If you apply for a loan...

After co-signing college loan, my son has been deaulting, credit collector wants me to pay immediately

Agreed a Chapter 7 bankruptcy is not going to help you for a student loan that was co-signed. A chapter 13 can repay the debt over time and keep...

Can someone other than a listed creditor bring info to the trustee and call for a 2004 exam

Any interested party can conduct a 2004 examination. If the business partner is owed any debts or has any interest in property of the estate then...

Can I get a debt removed from my credit history after I pay it?

Some will remove it if you negotiate that when you settle it. It is accurate however, that it was in collections prior to settlement and some...

A debt collector froze my daughter checking account, and wont talk to them now. how can they legally do this

If they have a judgment they can levy an account with a citation to discover assets by sending notice to the bank. The debtor you daughter has to...

How long does it take the bankruptcy court to notify creditors of the filing and should I notify them if I'm being sue?

Usually 7-10 days for the mail to get to them. If you are worried call them and give them the case number and get the persons name you talk to and...

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Lost reaffirmation paperwork

While the attorneys above are correct. If the reaffirmation agreement was executed (signed before the discharge) it can still be entered in the...

Can I legally be sued for closing an account on a Patday loan lender after they received an NSF on a collection?

Yes they can sue on the payday loan. On suing for bad checks that is a prosecutor (states attorney) who does that. I wouldn't worry to much about...