Archived
Can a lender (1st) re-attach a loan and deed of trust by reconveyance to a property 3 yrs after fact and after brptcy discharge
Marc's answer
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Answered on July 14, 2012
A first mortgage cannot be unsecured in Chapter 13 unless you surrender the property, which then would turn into a deficiency claim in the...
Can you refiance your home after filing for bankrupsy?
Marc's answer
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Answered on July 14, 2012
First you designate whether you filed a Chapter 7 or a Chapter 13. In a Chapter 13 you need court permission to obtain any credit prior to doing...
Archived
How difficult is it for an HOA to obtain a writ of garnishment once they have received a judgment for unpaid assessment fees?
Marc's answer
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Answered on July 14, 2012
Agreed any judgment creditor can send the judgment to your employer to get a garnishment started. It is not hard. In addition, in some states a...
Archived
I had an earnings witholding order served on zip realty for garnishment from a judgment debtor that owes me 2.3 million.
Marc's answer
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Answered on July 14, 2012
Agreed you can do a judgment debtor examination. An attorney would likely be wise in this situation due to the amount of money and sending out...
Archived
Debt collection. I have a judgment of 2.3million and need help collecting this judgment.debtor has hidden all his assets .
Marc's answer
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Answered on July 14, 2012
I assume you had a lawyer who filed a judgment against the debtor. What you now need to do is bring him or her in for a citation to discover...
Archived
My son is 25,could not check his credit because of possible identity theft is there any other way around it.
Marc's answer
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Answered on July 14, 2012
To pull a credit report the credit bureaus ask identification questions about debt. I.E. they will ask how much your mortgage payment is and one...
Archived
I received threatening phone call from a Michael rider about a debt, what. Should I do?
Marc's answer
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Answered on July 14, 2012
Agreed the statute of limitations for written contract is ten years so if they have written contract they could sue for up to ten years after the...
Archived
Can a NC tax agent seize my car for failure to pay a drug related tax charge even under the exempt status?
Marc's answer
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Answered on July 14, 2012
This is more of a criminally related question and a complicated one. You need to speak to an attorney licensed in North Carolina and drug...
Archived
Lien on a house with bankruptcy
Marc's answer
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Answered on July 14, 2012
Your question is confusing, but I will try to answer. If you didn't reaffirm and you don't want the home then the lien theoretically could be paid...
Archived
I am filling my chap 7 without a lawyer used a petition preparer. now I need to file a reaffirmation.
Marc's answer
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Answered on July 14, 2012
You fill out the statement of intention and check the box of reaffirm if thats what you want to do. The creditor will likely send you the...
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