Archived
Lender sold our mortgage while we were almost ready to file Chapter 13. Our attorney never notified lender of our case? HELP!!
George's answer
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Answered on January 12, 2012
First and foremost, contact your attorney. This is what you have paid your attorney for.
If the concern here is the lender selling your...
Archived
Just days from my discharge date, I received a notice from a lawyer from one of my credit cards. Do I have a right to fight?
George's answer
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Answered on January 11, 2012
If you did not have an attorney representing you in your bankruptcy, it's time to hire one and make sure that it's someone who is experienced in...
Archived
Can a creditor in bankruptcy proceeding transfer deed of debtor-owned property after default but before default judgment occurs?
George's answer
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Answered on January 11, 2012
A creditor does not have the right to transfer ownership of property that is owned by the debtor. The only way that a creditor can get the title...
What are my rights as a tenant if my landlord filed chapt.7 recently in illinois?
George's answer
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Answered on January 11, 2012
First and foremost, if you have a lease, you are still obligated to pay your rent. If you fail to pay the rent, you may be evicted regardless of...
Archived
Chapter 13 payment help needed.
George's answer
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Answered on January 11, 2012
Here in Chicago, it is generally acceptable to set a payment within your plan that is less than what is shown as available on your Schedules I and...
Archived
Question about potential creditor claim listed on my Chapter 7. I think they are violating discharge.
George's answer
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Answered on January 06, 2012
Hopefully you were represented by experienced counsel in your Chapter 7, as discharge violation actions can be difficult and complex. If not, go...
Archived
How can I tell if a debt collection is legit?
George's answer
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Answered on January 02, 2012
Your husband should have received a notice from Cach, LLC when they purchased the debt from HSBC. They are a legitimate company, but you can...
Archived
Is a mortgage lender considered a debt collector?
George's answer
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Answered on January 02, 2012
If this is the original lender, then they are not a debt collector under the Fair Debt Collection Practices Act and the language you reference is...
Archived
If a student loan lender is seeking a bank account levy on my account, if I add a 3rd party to my account (who has no legal
George's answer
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Answered on January 02, 2012
Bad idea all around. Adding another person to the account will not stop the levy, but it will complicate the matter. You are better off working...
Archived
Bank collection of loan
George's answer
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Answered on January 02, 2012
You need to do two things immediately:
1. Gather all of the loan documents and the communication received from the lender regarding the "breaking...
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